TAILIEUCHUNG - Lecture Legal and regulatory aspects of banking supervision – Chapter 15

The following will be discussed in this chapter: Basel II, the accord in operation, policy goals of regulation, the four approaches to financial supervision, the institutional approach, the functional approach, the integrated approach, and the twin peaks approach. | MBF-705 LEGAL AND REGULATORY ASPECTS OF BANKING SUPERVISION OSMAN BIN SAIF Session: FIFTEEN Revision session 2 BASEL II 3 Basel II Basel II is the second of the Basel Accords, (now extended and effectively superseded by Basel III), which are recommendations on banking laws and regulations issued by the Basel Committee on Banking Supervision. 4 Basel II (Contd.) Basel II, initially published in June 2004, was intended to create an international standard for banking regulators to control how much capital banks need to put aside to guard against the types of financial and operational risks banks (and the whole economy) face. 5 Basel II (Contd.) In theory, Basel II attempted to accomplish this by setting up risk and capital management requirements designed to ensure that a bank has adequate capital for the risk the bank exposes itself to through its lending and investment practices. 6 The accord in operation Basel II uses a "three pillars" concept – minimum capital .

• Ngân hàng - Tín dụng
• Banking supervision
• Banking operations
• Banking practices globally
• Role of the supervisor
• Banking companies ordinance
• Bank regulation
• Financial supervision
• Banking system
• Mortgage brokers