TAILIEUCHUNG - Lecture Legal and regulatory aspects of banking supervision – Chapter 3

The following will be discussed in this chapter: Credit rating agencies, mortgage brokers, secondary mortgage markets, the mess, evolution of home mortgage, new model of mortgage lending, private sub prime mortgage process, reasons for forming of subprime mess. | MBF-705 LEGAL AND REGULATORY ASPECTS OF BANKING SUPERVISION OSMAN BIN SAIF Session: Three 1 Summary of Previous Session General principles of banking regulation Minimum Requirement Supervisory review Market Discipline Banking Crises Banking system (Operations, potential Problems, Criticality) Institutional investors investment banks Pension Funds Hedge funds Central Bank. US Example Government Securities / Bonds 2 Agenda of this session Credit rating agencies Mortgage Brokers Secondary Mortgage Markets The Mess Evolution of Home Mortgage New model of Mortgage lending Private sub prime mortgage process Reasons for forming of subprime mess 3 Credit Rating Agency (CRA) Company that assigns credit ratings for issuers of certain types of debt obligations as well as the debt instruments themselves A credit rating for an issuer takes into consideration the issuers credit worthiness (., its ability to pay back a loan), and affects the interest rate applied to the particular security being

• Ngân hàng - Tín dụng
• Banking supervision
• Banking operations
• Banking practices globally
• Role of the supervisor
• Banking companies ordinance
• Bank regulation
• Mortgage brokers
• Financial supervision
• Banking system