TAILIEUCHUNG - Lecture Micro financing & micro leasing - An Introduction: Lecture 30

Lecture 30 - Building the market for investing in microfinance. The following will be discussed in this chapter: Credit bureaus and credit scoring, building the market for investing in microfinance. | Summary of the Last lecture BUILDING THE INFRASTRUCTURE FOR INCLUSIVE FINANCE: BUILDING THE MARKET FOR INVESTING IN MICROFINANCE CREDIT BUREAUS AND CREDIT SCORING Internet surfers and late night television viewers in the United States are bombarded with offers of free credit reports and advised to know their credit scores (I confess to not knowing mine). CREDIT BUREAUS AND CREDIT SCORING While the advertisements may be a nuisance, consumers in developed countries understand that their credit histories, as revealed in their credit scores, determine not only whether they will qualify for loans but also how much they will pay for them. Without a credit score, or with a poor one, middle-class American lifestyles are nearly impossible. CREDIT BUREAUS AND CREDIT SCORING Cut to the owner of a small but fast-growing shop on the outskirts of Dar es Salaam, Tanzania. With no recognized identification card in a country where people often bear the same names, he cannot establish his unique .

• Ngân hàng - Tín dụng
• Micro financing
• Micro leasing
• Purchasing power
• Global market
• Credit bureaus
• Credit scoring
• Bank financing
• Lease option contracts
• Financing inclusive finance
• Debt deals
• Bank loans
• ARGOZ’s lease option contracts
• Microfinance background
• Microfinance defined
• Short term profits
• Inclusive finance
• Microfinance tndustry
• Microfinance growing
• Risks of microfinance
• Average consumer
• Financial services
• Major corporations
• Informal finance providers
• Microfinance institutions
• Consumer lenders
• Understanding the clients
• The bop market
• Managing informality risk
• Reducing the cost of small
• Building the industry
• Products for the bop market
• Designing effective Products
• Renewable energy loans
• Building the market
• Housing finance
• Health insurance
• Corporate choices
• Champions of inclusive finance
• Social responsibility positioning
• New technology
• Human resources
• Conservative corporate culture
• Models of downscaling
• Commercial banks
• Service company models