TAILIEUCHUNG - Lecture Micro financing & micro leasing - An Introduction: Lecture 2

This lecture argues that through inclusive finance, companies can make money and help solve the global problem of poverty. By inclusive finance we mean opening access to high-quality financial services to everyone who needs them, especially low-income and previously excluded people. We also discuss how microfinance—until recently a small, close-knit community of institutions offering microloans—is evolving into an essential part of global financial systems and engaging with new private-sector players. | Micro Financing & Micro Leasing An Introduction Summary of last Lecture Microfinance Background and Introduction. Introduction Xavier sells frozen fish and a few groceries at a dusty intersection on the outskirts of Maputo, Mozambique. Wearing a crisp white shirt and tie, he poses before an electric typewriter in his kiosk. Everything about the picture, including the pride in his face as he looks at the camera, reflects his striving to become a successful businessman. Introduction Big institutions of society had either failed or ignored him, except for the Coca-Cola distributor that brought him cases of soft drinks to sell. Xavier was putting the pieces of prosperity together for his family on his own by building his business. He had a loan from a microfinance cooperative, but it was small, suitable only for financing a little extra stock. Introduction Xavier could be a loyal customer for many other financial services—savings accounts to help him build for the future, a .

• Ngân hàng - Tín dụng
• Micro financing
• Micro leasing
• Purchasing power
• Global market
• Short term profits
• Inclusive finance
• Bank financing
• Lease option contracts
• Financing inclusive finance
• Debt deals
• Bank loans
• ARGOZ’s lease option contracts
• Microfinance background
• Microfinance defined
• Microfinance tndustry
• Microfinance growing
• Risks of microfinance
• Average consumer
• Financial services
• Major corporations
• Informal finance providers
• Microfinance institutions
• Consumer lenders
• Understanding the clients
• The bop market
• Managing informality risk
• Reducing the cost of small
• Building the industry
• Products for the bop market
• Designing effective Products
• Renewable energy loans
• Building the market
• Housing finance
• Health insurance
• Corporate choices
• Champions of inclusive finance
• Social responsibility positioning
• New technology
• Human resources
• Conservative corporate culture
• Models of downscaling
• Commercial banks
• Service company models