TAILIEUCHUNG - Lecture Micro financing & micro leasing - An Introduction: Lecture 15

The following will be discussed in this chapter: CEMEX Patrimonio hoy (equity today) program, ARGOZ’s lease-option contracts, alternative vs. bank financing, remittances, new entries,. | Summary of the Last Lecture THREE PRODUCTS: INSURANCE, HOUSING FINANCE, AND REMITTANCES THREE PRODUCTS: INSURANCE, HOUSING FINANCE, AND REMITTANCES CEMEX Patrimonio Hoy (Equity Today) Program CEMEX’s housing microfinance product uses similar principles. CEMEX is one of the largest cement companies in the world but was faced with increasing competition in its home country of Mexico. CEMEX Patrimonio Hoy (Equity Today) Program The century-old, global building-materials supplier wanted to increase sales of cement to poor and lower-income Mexicans who improve their houses incrementally over years. CEMEX Patrimonio Hoy (Equity Today) Program Admitting it knew little about the needs of this market, CEMEX researched home-building practices in local communities, especially the rotating savings and credit associations called tandas. CEMEX Patrimonio Hoy (Equity Today) Program The results were heartening: sales of cement increased, housing improvements increased, and brand recognition was .

• Ngân hàng - Tín dụng
• Micro financing
• Micro leasing
• Purchasing power
• Global market
• Bank financing
• Lease option contracts
• Financing inclusive finance
• Debt deals
• Bank loans
• ARGOZ’s lease option contracts
• Microfinance background
• Microfinance defined
• Short term profits
• Inclusive finance
• Microfinance tndustry
• Microfinance growing
• Risks of microfinance
• Average consumer
• Financial services
• Major corporations
• Informal finance providers
• Microfinance institutions
• Consumer lenders
• Understanding the clients
• The bop market
• Managing informality risk
• Reducing the cost of small
• Building the industry
• Products for the bop market
• Designing effective Products
• Renewable energy loans
• Building the market
• Housing finance
• Health insurance
• Corporate choices
• Champions of inclusive finance
• Social responsibility positioning
• New technology
• Human resources
• Conservative corporate culture
• Models of downscaling
• Commercial banks
• Service company models