TAILIEUCHUNG - Pension Credit: Notes to help you fill in the form

We approximate credit risk developments at the bank level by considering non-performing loans of each institution and rating changes at the individual security level. Importantly, our database allows us to identify not only the rating of these securities at the time of origination but also over time. We also analyze to what extent housing prices, securitization activity and lending may have asymmetric effects across institutions and geographically (at the regional level) by identifying the role of each one of these factors. We find that loan growth significantly affects loan performance with a lag of at least. | Pension Credit Notes to help you fill in the form Print the form and notes Print the form only The Pension Service Department for Work and Pensions PC1F 11 12 PC1 These notes explain how to fill in each part of the Pension Credit application form. Part 1 About you Use this part of the application form to tell us your personal details. Why have you asked for my phone number It is useful for us to be able to phone you if we have a question about your application. This saves time and could save you having to fill in more forms. Why have you asked for the name and address of my most convenient Post Office branch We still need Post Office details even if your money is paid into an account. Part 2 About your partner If you have a partner use this part of the application form to tell us your partner s personal details. We use partner to mean a person you are married to or a person you live with as if you are married to them or a civil partner or a person you live with as if you are civil partners. If you or your partner live permanently in a care home If you or your partner live permanently in a care home you should not apply as a couple. Each of you should fill in your own application form. 2 PC1 Part 3 About where you live Use this part of the form to tell us about where you live. We need to know about where you live because you may be able to get help with rent Council Tax or other housing costs - for example service charges or mortgage payments. Which people living in my household do I need to tell you about When you tell us if you have people who live in your household you do not need to count people who just share a hall bathroom or toilet with you other residents if you are staying temporarily in a care home children under the age of 16 foster children or children who board with you while they are waiting to be adopted. Please do count anyone else who lives with you including relatives including your grown-up children boarders and lodgers friends. Can I get help .

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