TAILIEUCHUNG - Internet Payment ProcessingIntroduction What is online payment processing?

For online retailers looking to add real-time payment processing to their website, the process can often be confusing and time-consuming. This document will endeavour to answer the most frequently asked questions received regarding payment processing over the Internet. These include: • • • • • • • • What is online payment processing? How hard is it to implement online payment processing on my website? What is an online merchant account, and how do I get one? Can I | Pan-Western E-Business Team Internet Payment Processing Introduction What is online payment processing How hard is it to implement online payment processing on my website What is an online merchantaccount and how do I get one Can I offer other methods of payment other than credit cards Should I get an American merchant account for . customers 2 What if you can t get an online merchant 4 2 account 2 What is PayPal 4 What are chargebacks and how can I 5 3 prevent fraud in general Summary 6 3 Resources 7 4 TEAM MEMBERS eBC efufu recentre CONNECTION FUNDED BY 1 1 Western Economic Diversification de 1 économie Diversification Canada de I Ouest Canada Canada Pan-Western E-Business Team Introduction For online retailers looking to add real-time payment processing to their website the process can often be confusing and time-consuming. This document will endeavour to answer the most frequently asked questions received regarding payment processing over the Internet. These include What is online payment processing How hard is it to implement online payment processing on my website What is an online merchant account and how do I get one Can I offer methods of payment other than credit cards Should I get an American merchant account for . customers I can t get an online merchant account. What now What is PayPal What are chargebacks and how can I prevent fraud in general What is online payment processing When researching online payment processing options for your site try to leverage any existing relationship with your bank by seeing what they can provide for you. Online payment processing refers to the purchase of goods and services over the Internet typically using a credit card. The financial transaction is processed electronically in real time. The standard process to implement real-time payment processing is 1 to obtain an online merchant account for a particular credit card from a bank 2 to select a payment gateway that will process the credit card information and 3

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