TAILIEUCHUNG - Risk assessment and quantification of wealthsurance equity growth fund of IDBI federal life insurance

This paper includes both qualitative and quantitative research. The former uses a survey, face-to-face discussions and telephonic interviews on study sample which helped to decipher the demographics and the financial needs of the clientele. | Risk assessment and quantification of wealthsurance equity growth fund of IDBI federal life insurance International Journal of Management IJM Volume 10 Issue 4 July-August 2019 pp. 44 67 Article ID IJM_10_04_006 Available online at http ijm JType IJM amp VType 10 amp IType 4 Journal Impact Factor 2019 Calculated by GISI ISSN Print 0976-6502 and ISSN Online 0976-6510 IAEME Publication RISK ASSESSMENT AND QUANTIFICATION OF WEALTHSURANCE EQUITY GROWTH FUND OF IDBI FEDERAL LIFE INSURANCE Abhishek Halder Indian Institute of Management Ahmedabad India ABSTRACT The objective of risk management is not to prohibit or prevent risk taking activity but to ensure that the risks are consciously taken with full knowledge clear purpose and thorough understanding so that it can be measured and mitigated. It also prevents an institution from suffering unacceptable loss causing it to fail or materially damage its competitive position. Balancing risk and return is not an easy task as risk is subjective and not quantifiable whereas return is objective and measurable. This paper includes both qualitative and quantitative research. The former uses a survey face-to- face discussions and telephonic interviews on study sample which helped to decipher the demographics and the financial needs of the clientele. The latter uses empirical data sources to gauge the risks associated with a unit-linked insurance plan ULIP wealthsurance equity growth fund of IDBI federal life insurance based on risk parameters. A regression analysis is performed on the 5 year monthly historical data of portfolio returns of wealthsurance equity growth fund of IDBI federal life insurance and market returns. The findings suggest that the portfolio returns are almost independent of market returns thereby involving a high amount of risk for the fund managers to take to provide better returns. To conclude if insurance industry has to do well in India it has to reconfigure

• Xã hội học
• Qualitative and quantitative research
• Face to face discussions
• Financial needs of the clientele
• IDBI federal life insurance
• Unit Linked Insurance Plan
• Communication research
• Quantitative communication research
• Qualitative communication research
• Lecture Communication research
• Qualitative research report
• Qualitative reports
• Designing qualitative research
• Research objective
• Quantitative research report
• Research questions
• Research hypotheses
• Quantitative research hypotheses
• Understanding validity from qualitative
• Quantitative research traditions
• Inappropriate research design
• Best known relevant
• Educational approaches
• Presenting the data
• Qualitative research
• Mutual simultaneous shaping
• Quantitative research designs
• Research process
• Posttest experimental design
• Quantitative analysis of qualitative data
• Using voyant tools
• Investigate the sales marketing interface
• The Sales Marketing Interface
• Qualitative data visualisation
• Qualitative marketing research
• Inductive analysis
• Credibility in qualitative research
• Conceptualizing quantitative research
• Assessing hypotheses
• Communication scholars
• Experimental design
• Analyzing qualitative data
• Categorizing data
• Analytical method
• Qualitative methods
• Data collection
• Marketing research
• Lecture Marketing research
• Nghiên cứu thị trường
• Quantitative research
• Qualitative methodologies
• Quantitative analysis of text