TAILIEUCHUNG - Lecture Legal and regulatory aspects of banking supervision – Chapter 14

The following will be discussed in this chapter: Why and how should banks be regulated? how a bank earns profit? safety and soundness, CAMELS, what are banking regulations? potential problems in bank, criticality of banking system, investment banks,. | MBF-705 LEGAL AND REGULATORY ASPECTS OF BANKING SUPERVISION OSMAN BIN SAIF Session: FOURTEEN Revision session 1 SECTION 1 Why and How Should Banks Be Regulated? The health of the economy and the effectiveness of monetary policy depend on a sound financial system. Through supervising and regulating financial institutions, the State Bank is better able to make policy decisions. 4 Why and How Should Banks Be Regulated? (Contd.) Bank supervision involves monitoring and examining the condition of banks and their compliance with laws and regulations. If a bank under the State Bank’s jurisdiction is found to have problems or be noncompliant, the State Bank may use its authority to request that the bank correct the problems. 5 Why and How Should Banks Be Regulated? (Contd.) Bank regulation includes issuing specific regulations and guidelines to govern the operations, activities and acquisitions of banking organizations. 6 How a Bank earns Profit? Just like any other business, a bank earns

• Ngân hàng - Tín dụng
• Banking supervision
• Banking operations
• Banking practices globally
• Role of the supervisor
• Banking companies ordinance
• Bank regulation
• Financial supervision
• Banking system
• Mortgage brokers