TAILIEUCHUNG - The World Bank’s Poverty Reduction Strategy Paper Approach: Good Marketing or Good Policy?

The above table provides an overview of the number of deposit accounts held by deposit-taking finan- cial institutions in selected African countries. The data reveals that particularly savings banks (postal financial services) and microfinance institutions in Subsaharan Africa add significantly to the supply of banking accounts by conventional banks. In addition as Koigi, Kihwele and Wright, noted (): “The sheer numbers of clients by the post banks strongly suggests that they are providing financial services to a significant proportion of the vulnerable non-poor, the poor and the poorest”. Critics of postal savings banks recognise that their products are affordable to the. | UNCTAD GDS MDPB G24 2003 2 UNITED NATIONS CONFERENCE ON TRADE AND DEVELOPMENT UNITED NATIONS CENTER FOR INTERNATIONAL DEVELOPMENT HARVARD UNIVERSITY G-24 Discussion Paper Series The World Bank s Poverty Reduction Strategy Paper Approach Good Marketing or Good Policy Jim Levinsohn No. 21 April 2003 UNITED NATIONS CONFERENCE ON CENTER FOR INTERNATIONAL DEVELOPMENT TRADE AND DEVELOPMENT HARVARD UNIVERSITY G-24 Discussion Paper Series Research papers for the Intergovernmental Group of Twenty-Four on International Monetary Affairs UNITED NATIONS New York and Geneva April 2003 Note Symbols of United Nations documents are composed of capital letters combined with figures. Mention of such a symbol indicates a reference to a United Nations document. The views expressed in this Series are those of the authors and do not necessarily reflect the views ofthe UNCTAD secretariat. The designations employed and the presentation of the material do not imply the expression of any opinion whatsoever on the part of the Secretariat of the United Nations concerning the legal status of any country territory city or area or of its authorities or concerning the delimitation of its frontiers or boundaries. Material in this publication may be freely quoted acknowledgement however is requested including reference to the document number . It would be appreciated if a copy of the publication containing the quotation were sent to the Publications Assistant Macroeconomic and Development Policies Branch Division on Globalization and Development Strategies UNCTAD Palais des Nations CH-1211 Geneva 10. UNCTAD GDS MDPB G24 2003 2 UNITED NATIONS PUBLICATION Copyright United Nations 2003 All rights .

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