TAILIEUCHUNG - Purchase Additional Service Credit - Additional Service Credit Will Increase Your Retirement Benefit 2011–12

You may choose to move to a new location for many different reasons. It is important to consider whether it is necessary or preferred to get a protection order prior to moving to the new location. Some states have laws that will allow you to flee violence and petition their courts for an order of protection when you arrive in the new location. Other states do not have this type of statute, meaning you need to get a protection order where the violence occurred, before moving. Some states have laws that limit your ability to move with children unless you notify or have the consent of the other. | calsTrs. HOW WILL YOU SPEND YOUR FUTURE Purchase Additional Service Credit Additional Service Credit Will Increase Your Retirement Benefit 2011-12 Contents Types of Service Credit to Permissive Service Nonqualified Service The Cost to Making the Forms .13 Redeposit or Purchase of Permissive Service Credit Out-of-State or Foreign School Service Credit Certification Verification for California Public University Service Credit Purchase of Nonqualifed Service Credit Verification for Employer-Approved Leaves The information in this brochure applies to CalSTRS Defined Benefit Program members. If a conflict arises between this information and the Teachers Retirement Law the law prevails. The Governor and Legislature occasionally make statutory changes that may affect your retirement. We make every effort to communicate these changes to you but legislation can undergo rapid change. To stay informed consult a variety of sources including the California State Legislative Counsel website at and your union or elected legislative representatives. In October 2011 the Governor proposed eliminating the purchase of nonqualified service credit air time as part of his larger pension reform plan. Stay informed at . Introduction As a CalSTRS member you participate in a hybrid retirement system that includes a traditional defined benefit plan a cash balance plan called the Defined Benefit Supplement and a voluntary defined contribution plan CalSTRS Pension2 . Your service retirement benefit under the defined benefit plan is based on your years of service credit your age at retirement and your final compensation. The more service credit you have the more your monthly retirement benefit will be. This brochure describes ways to increase service credit shares information to help you make an informed decision and provides the necessary forms to initiate .

• Ngân hàng - Tín dụng
• ydrolized Sunflower
• Lecithins by Phospholipases
• Different Sources
• Alumina Carrier
• Titanium Dioxide
• Dioxide Photocatalyst
• Patient involvement
• healthcare professionals
• individual patients