TAILIEUCHUNG - Lecture Micro financing & micro leasing - An Introduction: Lecture 12

Lecture 12 - Products for the bop market (con't). The following will be discussed in this chapter: Products for the bop market; three products: insurance, housing; finance, and remittances; managing informality risk; building the industry. | Summary of Last Lecture Designing Effective Products PRODUCTS FOR THE BOP MARKET A Warning: Disruptive Entrants When mainstream financial-services providers ignore large markets, they provide an opening for other players. “Disruptive” entrants from the nonfinancial world may step in because they need to ensure that their customers have access to finance for their products. A Warning: Disruptive Entrants Consumer goods retailers are a classic example, and in the next lecture we will see a cement company (CEMEX) and a land developer (ARGOZ) involved in finance for this reason. A Warning: Disruptive Entrants Nonfinancial companies may enter because they are already dealing with customers and can turn their infrastructure, customer knowledge, and brand name into a significant market advantage. The Innovation Premium To offset the added cost of designing and delivering products and services for the grassroots, many are saying that the process stimulates out-of-the-box thinking in stagnant

• Ngân hàng - Tín dụng
• Micro financing
• Micro leasing
• Purchasing power
• Global market
• The bop market
• Renewable energy loans
• Bank financing
• Lease option contracts
• Financing inclusive finance
• Debt deals
• Bank loans
• ARGOZ’s lease option contracts
• Microfinance background
• Microfinance defined
• Short term profits
• Inclusive finance
• Microfinance tndustry
• Microfinance growing
• Risks of microfinance
• Average consumer
• Financial services
• Major corporations
• Informal finance providers
• Microfinance institutions
• Consumer lenders
• Understanding the clients
• Managing informality risk
• Reducing the cost of small
• Building the industry
• Products for the bop market
• Designing effective Products
• Building the market
• Housing finance
• Health insurance
• Corporate choices
• Champions of inclusive finance
• Social responsibility positioning
• New technology
• Human resources
• Conservative corporate culture
• Models of downscaling
• Commercial banks
• Service company models