TAILIEUCHUNG - Lecture Micro financing & micro leasing - An Introduction: Lecture 8

Lecture 8 - Four critical challenges in the bop market. After reading this chapter, you should be able to answer the following questions: How can poor people save money if they can barely put food on the table? How can they afford to pay high—or any—interest rates? Aren’t informal entrepreneurs risky customers? Won’t they default and disappear into the slums? Can an illiterate woman learn to use an ATM machine? | FOUR CRITICAL CHALLENGES IN THE BOP MARKET Summary WHO SERVES THE BOP MARKET—AND WHO DOESN’T? Challenges How can poor people save money if they can barely put food on the table? How can they afford to pay high—or any—interest rates?” Challenges “Aren’t informal entrepreneurs risky customers? Won’t they default and disappear into the slums?” “Can an illiterate woman learn to use an ATM machine?” Challenges We sometimes hear questions like these from businesspeople who have little exposure to the clients of the bottom-of-the-pyramid (BOP) market. Challenges While the questions may reveal a lack of sector knowledge, and some verge on the politically incorrect, they are not frivolous. In fact, they address real challenges inherent in making a successful business that serves low-income people. They demand answers. Challenges To surface more potential doubts and hesitations, we can also ask: Challenges What’s different about the low-income market? Do they want the same products as the .

• Ngân hàng - Tín dụng
• Micro financing
• Micro leasing
• Purchasing power
• Global market
• Understanding the clients
• The bop market
• Bank financing
• Lease option contracts
• Financing inclusive finance
• Debt deals
• Bank loans
• ARGOZ’s lease option contracts
• Microfinance background
• Microfinance defined
• Short term profits
• Inclusive finance
• Microfinance tndustry
• Microfinance growing
• Risks of microfinance
• Average consumer
• Financial services
• Major corporations
• Informal finance providers
• Microfinance institutions
• Consumer lenders
• Managing informality risk
• Reducing the cost of small
• Building the industry
• Products for the bop market
• Designing effective Products
• Renewable energy loans
• Building the market
• Housing finance
• Health insurance
• Corporate choices
• Champions of inclusive finance
• Social responsibility positioning
• New technology
• Human resources
• Conservative corporate culture
• Models of downscaling
• Commercial banks
• Service company models