TAILIEUCHUNG - UNITED STATES COURT OF APPEALS FOR THE SIXTH CIRCUIT

For a variety of reasons, the FHLBB s examination, supervision, and enforcement practices were traditionally weaker than those of the federal banking agencies. Before the 1980s, savings and loan associations had limited powers and relatively few failures, and the FHLBB was a small agency overseeing an industry that performed a type of public service. Moreover, FHLBB examiners were subject, unlike their counterparts at sister agencies, to stringent OMB and OPM limits on allowable personnel and compensation. 6 It should be noted that the S&L examination process and staff were adequate to supervise the traditional S&L operation, but they were not designed to function in the complex new environment of the 1980s. | RECOMMENDED FOR FULL-TEXT PUBLICATION Pursuant to Sixth Circuit Rule 206 File Name UNITED STATES COURT OF APPEALS FOR THE SIXTH CIRCUIT Frank Boggio Plaintiff-Appellant v. No. 11-4040 USAA Federal Savings Bank Defendant-Appellee. Appeal from the United States District Court for the Southern District of Ohio at Cincinnati. No. 1 10-cv-445 Herman J. Weber District Judge. Decided and Filed September 27 2012 Before MERRITT MOORE and McKEAGUE Circuit Judges. COUNSEL ON BRIEF Stephen R. Felson Cincinnati Ohio for Appellant. James H. Grove Nicholas J. Dertouzos NICOLA GUDBRANSON COoPEr LLC Cleveland Ohio for Appellee. OPINION KAREN NELSON MOORE Circuit Judge. Plaintiff-Appellant Frank Boggio Boggio appeals a grant of summary judgment contending that a reasonable jury could find that Defendant-Appellee USAA Federal Savings Bank USAA violated the Fair Credit Reporting Act FCRA because it failed to investigate adequately and to respond accurately to notices sent to it by various consumer reporting agencies CRAs about a disputed car loan. Because we conclude that a jury could find both that USAA s investigation was unreasonable and that Boggio was not responsible for the 1 No. 11-4040 Boggio v. USAA Fed. Sav. Bank Page 2 debt we REVERSE and REMAND for further proceedings consistent with this opinion. I. BACKGROUND PROCEDURE Boggio and his wife Sarah Boggio Sarah resided in Texas during the mid-2000s. R. 15-3 Boggio Dep. at 6-7 Page ID 100 . Boggio served two military tours during the marriage and for the duration of each he assigned power of attorney to his wife. Id. at 15-17 Page ID 102 . The Boggios separated in November 2006. Id. Boggio moved out of state and left Sarah with considerable financial authority to wrap up the marriage which extended to selling the house. Id. at 19-24 Page ID 103-04 . On May 29 2007 approximately six months after the separation and two months after Boggio s honorable discharge but before the house was sold Sarah purchased a Honda .

• Ngân hàng - Tín dụng
• Sero Prevalence
• Female Sex Workers
• Andhra Pradesh
• Knowledge
• Attitude and Behaviour
• Sexually Transmitted
• Bovine herpesvirus 1
• Cattle and buffalo
• Emphasis on seroprevalence
• Seroprevalence of BoHV 1
• Country to know the seroprevalence
• Seroprevalence studies of Brucellosis
• Seroprevalence studies
• Brucellosis among human
• Different serological tests
• Persons while sex wise males
• Seroprevalence of chikungunya
• Febrile patients
• Seroprevalence of chikungunya cases
• Chikungunya cases
• Gender wise distribution
• Seroprevalence of leptospirosis
• Leptospirosis in animals
• Seroprevalence of leptospirosis in animals
• Humans including prevalent serovars
• Leptospira is being highlighted
• Age wise seroprevalence
• Seropositivity for toxoplasma
• Rubella among torch infections
• Women with bad obstetric history
• Obstetric history
• Aedes mosquito
• Capture ELISA
• Seroprevalence of dengue
• Dengue in a tertiary care hospital
• Tertiary care hospital
• Hepatitis B
• ICTC at tertiary care centre
• Tertiary care centre
• Seroprevalence of hepatitis B
• Hepatitis B in HIV positive cases
• Rapid plate test
• Salmonellosis in bovine herds
• Seroprevalence of salmonellosis
• Diarrheic animals
• Chickaballapur classifying animals
• Risk factors
• Caprine Brucellosis in Punjab
• Serum samples collected randomly
• Goats were tested by RBPT
• Helicobacter pylori
• Blood donors
• Healthy blood donors
• Seroprevalence of helicobacter pylori
• Believed to persist lifelong
• Toxoplasma gondii
• IgG antibody
• Healthy voluntary blood donors
• Seroprevalence of igg antibodies
• Brucella melitensis
• Small ruminants
• Seroprevalence of brucella melitensis
• Humans in anand region
• Enzyme linked immunosorbent
• Hepatitis C
• Anti HCV
• HCV among healthy blood donors
• Seroprevalence of HBV
• Seroprevalence of measles antibodies
• Measles antibodies
• Young adults
• Completed months of age
• Seroprevalence of hepatitis B virus
• Hepatitis B virus
• Multitransfused patients
• Special reference
• Occult hepatitis B virus infection
• Aborted goats in Kerala
• Aborted goats
• Multiple serovars among goats
• Goats with history
• HIV Prevalence
• General population attending
• Seroprevalence of HIV
• HIV infection is more
• Weil Felix test
• Rickettsial infections
• Tertiary care center in south India
• Seroprevalence of rickettsial infections
• Rural southern India
• Blood transfusion
• C virus
• Seroprevalence of toxoplasmosis
• Antenatal women
• Bad obstetric history
• Commercial ELISA kit
• Pregnant women
• Around Kakinada Town
• Seroprevalence of TORCH infections
• TORCH infections in pregnant women
• Sero prevalance
• Indirect ELISA
• Seroprevalence of goatpox in Assam
• Sero prevalence of goatpox
• Goat population of Assam
• Seroprevalence of brucellosis
• Brucellosis in large
• Small ruminants in Chhattisgarh state
• Large ruminants in state
• Determine the prevalence of brucellosis
• Enzyme linked immune electrotransfer blot
• Enzyme linked immunosorbent assay
• Human cysticercosis
• Tertiary care center
• Seroprevalence of human cysticercosis
• Softwood grafting
• Shade house
• Open condition
• Seroprevalence of syphilis
• Various patient groups attending