TAILIEUCHUNG - Variable Annuities - What You Should Know

When companies calculate their breakeven points, they often come at it from the perspective of how much revenue they require to cover their expenses: “If we don’t sell $2 million worth of widgets this year, we’ll face a shortfall and we’ll need to downsize.” Similarly, a hedge fund manager may ask: “What level of assets and performance do I need to cover my expenses?” However, the hedge fund business model allows for a different approach. Since hedge funds have a fixed revenue stream – their management fee – and since they know their current level of AUM, they can work. | Variable Annuities What You Should Know Office of Investor Education ami Advocacy Information is an investor s best tool Variable Annuities Variable annuities have become a part of the retirement and investment plans of many Americans. Before you buy a variable annuity you should know some of the basics and be prepared to ask your insurance agent broker financial planner or other financial professional lots of questions about whether a variable annuity is right for you. This is a general description of variable annuities what they are how they work and the charges you will pay. Before buying any variable annuity however you should find out about the particular annuity you are considering. Request a prospectus from the insurance company or from your financial professional and read it carefully. The prospectus contains important information about the annuity contract including fees and charges investment options death benefits and annuity payout options. You should compare the benefits and costs of the annuity to other variable annuities and to other types of investments such as mutual funds. . Securities and Exchange Commission Office of Investor Education and Advocacy 100 F Street NE Washington DC 20549-0213 Telephone 800 732-0330 www. investor. gov WHAT YOU SHOULD KNOW

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• Headspace (GC–HS)
• Wine Technology
• Odorant Series
• Analytical Tool
• Biological Ageing
• Major Volatile
• Compounds Analysis
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• Mezcal Fermentation
• Chromatography
• Equipped Headspace