TAILIEUCHUNG - RATE OF INTEREST ON ADVANCES

At the same time, it can hardly be the case that the market profile is the only path for interest rates which might bring inflation broadly to its target over the next two to three years. Intuitively one might expect that an earlier rise in interest rates could also deliver the target in early 2014. Equally the first increase could be delayed. We cannot know what would actually be needed but we could, in principle, use economic models to explore alternative paths. There is, however, a substantial obstacle to doing this in any convincing way | Syndicate Bank HO Manipal CO Bangalore RATE OF INTEREST ON ADVANCES Base Rate BR . - effective for all loans and advances Sanctioned renewed from 01 07 2010 A. STANDARD TABLE SHOWING FLOATING INTEREST RATES MONTHLY COMPOUNDING ON ADVANCES OTHER THAN EXPORT CREDIT AND AGRICULTURE LINKED TO BR B. MAXIMUM RATE OF INTEREST PAYABLE ON DEFAULTED LOANS PENAL RATE IS 2 . OVER AND ABOVE THE APPLICABLE RATE. 1. AGRICULTURE All Agriculture Loans Size of Credit Limit Interest rate Upto - BR Above - and upto lakhs BR Tenor Premium of on all Term Loans of 36 months and above to be added to the above rates. For Short term loans upto lakhs where subvention is available interest @ is to be levied. 1 concession in applicable rate permitted for Advances to Farmers Service Cooperative Societies subject to Minimum Base Rate. Above lakhs Rating Interest Rate STL WC TL SYND 1 BR SYND 2 BR SYND 3 BR SYND 4 BR SYND 5 BR SYND 6 BR SYND 7 BELOW BR NPA BR Tenor premium of on all Term Loans of 36 months and above to be added to the above rates. For Indirect Finance to Agriculture depending on the category interest rate as applicable to Small Enterprises to be levied for loans above lakhs. Combined harvesters 3 4 wheelers tractors BR Updated Page 1 of 9 SyndicateBank Rate of Interest on Advances 2. SyndSwarna SyndSwarnaExpress Jewel Loans Irrespective of amount Loan Tenure Scale of Finance per gram Rate of Interest Up to 12 months .1900 - or 75 of the Net value. BR Above 12 months up to 24 months .1800 - or 75 of the Net value. 3 A. Micro and Small Enterprises M S E including KVI Sector Size of credit limit Interest rate Micro and Small Enterprises MSE - Manufacturing and Service Sector Upto .50000 BR Above .50000 to .10 lacs BR Tenor premium of on all Term Loans to be added to the above rates. Above . lakhs Rating Above

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