TAILIEUCHUNG - Sources of Health Insurance and Characteristics of the Uninsured: Analysis of the March 2008 Current Population Survey

When small, independent providers want to negotiate with multiple health plans, large insurers exert enormous pressure to stop them. The statewide trade group for doctors in New York sued UnitedHealth Group Inc., the nation’s second-largest health insurer by enrollment, for allegedly using illegal coercion in just such a scheme to limit In a separate matter UnitedHealth agreed to pay $400 million to settle multiple suits alleging price fixing and other anti-competitive The attorney general of New York, Andrew Cuomo, stated that this was, “a huge scam that affected hundreds of millions of Americans [who were] ripped off by their health insurance companies.”29 Numerous other insurers were implicated in the same scheme, including Aetna Inc., Cigna. | IBKssMe Brief Research SOESO INSTITUTE September 2008 Sources of Health Insurance and Characteristics of the Uninsured Analysis of the March 2008 Current Population Survey By Paul Fronstin EBRI This Issue Brief provides historic data through 2007 on the number and percentage of nonelderly individuals with and without health insurance. Based on EBRI estimates from the . Census Bureau s March 2008 Current Population Survey CPS it reflects 2007 data. It also discusses trends in coverage for the 1994-2007 period and highlights characteristics that typically indicate whether an individual is insured. Health Coverage Increases The percentage of the nonelderly population under age 65 with health insurance coverage increased to percent in 2007. Increases in health insurance coverage have been recorded in only four years since 1994 when million nonelderly individuals were uninsured in 2007 the uninsured population was 45 million. Employment-Based Coverage Remains Dominant Source of Health Coverage Employment-based health benefits remain by far the most common form of health coverage in the United States consistently covering 60-70 percent of nonelderly individuals. In 2007 percent of the nonelderly population had employment-based health benefits unchanged from 2006. Between 1994 and 2000 the percentage of the nonelderly population with employment-based coverage expanded. Since 2000 the percentage has declined. Public Program Coverage Is Stable Public-sector health coverage expanded as a percentage of the population in 2007 accounting for percent of the nonelderly population. Enrollment in Medicaid and the State Children s Health Insurance Program increased reaching at million in 2007 and covering percent of the nonelderly population which is significantly above the percent level of 1999. Individual Coverage Stable Individually purchased health coverage was unchanged in 2007 and has basically hovered in the high-6 and low-7 percent range

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