TAILIEUCHUNG - SOUTH DAKOTA - Building on SBA’s Record Year

A key factor for the impact of cloud computing is the size of fixed cost savings. The business literature emphasizes large savings. Dubey and Wagle (2007) conjec- ture large reductions in the cost of ownership for typical business services. 19 Carr (2003) suggests that about half of capital expenditure of modern firms is ICT re- lated. While this maybe true in a number of sectors and for advanced companies, we prefer to adopt a more conservative assumption for our macroeconomic investi- gation. One of the best reviews of the state of ICT in Europe is provided by the e- Business Watch of the European Commission. The 2006 e-Business Report. | SOUTH DAKOTA BUSINESS RESOURCE SMALL BUSINESS Contents. 2012-2013 SOUTH DAKOTA Reni Publishing Publishers of Small Business Resource Advertising Phone 863-294-2812 800-274-2812 Fax 863-299-3909 Staff President CEO Joe Jensen jjensen@ 4 Introduction 29 4 Administrator s Message 6 District Director s Letter 30 8 Counseling Getting help to start up market and manage your business. 8 SBA Resource Partners 12 SBA s Online Tools and Training 13 Reaching Underserved Communities 15 Are You Right for Small Business Ownership 16 Writing a Business Plan 17 Capital Financing options to start or grow your business. 17 SBA Business Loans 18 What to Take to the Lender 23 Small Business Investment Company Program 23 Small Business Innovation Research Program 24 Small Business Technology Transfer Program 25 Surety Bond Guarantee Program 27 SBA Loan Program Chart 36 37 38 43 45 48 Building on SBA s Record Year Contracting Applying for Government Contracts. 30 How Government Contracting Works 31 SBA Contracting Programs 35 Getting Started in Contracting Disaster Knowing the types of assistance available for recovery. Advocacy and Ombudsman Watching out for small business interests. Additional Resources Taking care of start up logistics. 42 Business Organization Choosing your Structure Partner s Page Other Assistance Lender Listing Everything you need to know about setting up marketing and managing the revenue of your business. English Small Business Resource Advertising Nicky Harvey nharvey@ Martha Theriault mtheriault@ Kenna Rogers krogers@ Production Diane Traylor dtraylor@ SBA s Marketing Office The Small Business Resource Guide is published under the direction of SBA s Office of Marketing and Customer Service. Director of Marketing Paula Panissidi Editorial Content marketinghq@ Graphic Design Gary Shellehamer SBA s participation in this publication

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