TAILIEUCHUNG - Basic Banking

Some young savers stash their cash in shoe boxes or jelly jars. Others use “piggy banks,” which today look more like spaceships or cartoon characters. In any case, the sample problem arises. Sooner or later, the biggy bank or jelly jar fills up and you have to make a decision. | Banking Basics Table of contents Introduction 4 What is a bank? 6 How do people start banks? 7 How did banking begin? 8 Why are there so many different types of banks? 11 How do I choose a bank? 13 What types of accounts do banks offer? 14 Is it difficult to open a bank account? 16 What happens to money after you deposit it? 18 What happens when you apply for a loan? 20 What are checks, and how do they work? 23 What is electronic banking? 25 Credit cards, debit cards, stored valued cards: What’s the difference? 27 Do banks keep large amounts of gold and silver in their vaults? 30 Why do banks fail? 31 Do you lose money if your bank fails? 34 Do you lose money if your bank is robbed? 35 How does the Federal Reserve fit into the . banking system? 36 Resources for Everyone 40 Introduction Some young savers stash their cash in shoe boxes or jelly jars. Others use “piggy banks,” which today look more like spaceships or cartoon characters. In any case, the same problem arises. Sooner or later, the piggy bank or jelly jar fills up, and you have to make a decision: Should I spend the money or continue to save? And if I continue to save, should I open a bank account or just find a bigger jar? Maybe you’ve had to face such a decision yourself. If you decide to keep your money at home, it will just sit there and won’t earn any extra money for you. You also run the risk that a burglar, a fire, or some other disaster will wipe out your savings in the wink of an eye. Then again, if you open a bank account, you can’t “visit” your money as easily as you can when it sits in your dresser drawer. You can’t just walk into a bank in the middle of the night to count your cash. You can’t run the coins through your fingers or toss the bills in the air and let them rain down on your head. Opening a bank account is a big step because you are putting your money in someone else’s hands. You’re counting on someone else to handle your money responsibly. Before you do that, it might be a good

• Ngân hàng - Tín dụng
• international payments
• commercial banks
• the banking system
• banking
• credit forms
• banking
• credit
• Lesson International financial management
• International financial management
• The Balance of Payments
• Balance of Payments Accounting
• Balance of Payments Accounts
• Balance of Payments Identity
• Kinh tế quốc tế
• Thương mại quốc tế
• The international monetary system
• The balance of payments
• Hệ thống tiền tệ quốc tế
• International Business
• International Finance
• Lecture International finance
• Tài chính quốc tế
• Bài giảng Tài chính quốc tế
• Balance of payments
• Effective exchange rate
• Lecture International Economics
• Bài giảng Kinh tế quốc tế
• Double entry accounting
• International transaction
• Credit transaction
• Exchange rate adjustments
• Market share considerations
• Quản lý tài chính quốc tế
• Lecture International financial management
• Current account
• Financial accounts
• Financial management
• International monetary system
• International parity relationships
• Forecasting foreign exchange rates
• import financing
• export financing
• the basis of bills of exchange
• business payments
• recourse payment
• Bài giảng International financial management
• Policy implications for managing BOP
• Composition of each component
• International money
• The foreign exchange market
• International monetary arrangements
• Forward looking market instruments
• The eurocurrency market
• Purchasing power parity
• International economics
• International macroeconomics
• Exchange rates
• Policy issues
• The global macroeconomy
• International trade
• International investment
• Investment environment
• Global trade
• Global economy
• The Monetary Model
• The Lucas Model
• The Real Exchange Rate
• Payments Crises
• Dynamic Munde
• The New International Macroeconomics
• Lecture Macroeconomics
• Kinh tế vĩ mô
• Macroeconomic problems
• International macroeconomic policy issues
• International financial policy
• Balance of payments account
• Forward exchange
• Managing foreign exchange risk
• The multinational corporation
• Exchange rate systems
• Financial reporting under IFRS
• Financial reporting
• International trends
• Financial instruments
• Share based payments
• Standards applicable
• National income accounting
• Interest rates
• The exchange rate in the short run
• The short run