TAILIEUCHUNG - Lecture Micro financing & micro leasing - An Introduction: Lecture 24

The following will be discussed in this chapter: The microagent model: barefoot agents, models of financing inclusive finance, supply and demand, insurance companies face the channels challenge, direct sales, the partner-agent model. | PARTNERS AT THE LAST MILE: INSURANCE COMPANIES Summary of the Last Lecture Insurance Companies Face the Channels Challenge Direct Sales The Partner-Agent Model The Microagent Model: Barefoot Agents The next model seeks to get even closer to clients by turning selected clients into insurance agents. The Microagent Model: Barefoot Agents Due to the Indian government requirements to issue policies in the low-income market, many insurance companies work with MFIs through a partnership model like the one AIG developed in Uganda. The Microagent Model: Barefoot Agents AIG’s Indian affiliate, Tata-AIG, attempted to do the same, but some members of its staff were concerned about the problem of continuity of coverage. The Microagent Model: Barefoot Agents Since most Indian MFIs offer loans but not savings accounts, the insurance policies were in effect only as long as the customer had a loan outstanding. The Microagent Model: Barefoot Agents Customers who were “resting” from credit .

• Ngân hàng - Tín dụng
• Micro financing
• Micro leasing
• Purchasing power
• Global market
• Microagent model
• Direct sales
• Bank financing
• Lease option contracts
• Financing inclusive finance
• Debt deals
• Bank loans
• ARGOZ’s lease option contracts
• Microfinance background
• Microfinance defined
• Short term profits
• Inclusive finance
• Microfinance tndustry
• Microfinance growing
• Risks of microfinance
• Average consumer
• Financial services
• Major corporations
• Informal finance providers
• Microfinance institutions
• Consumer lenders
• Understanding the clients
• The bop market
• Managing informality risk
• Reducing the cost of small
• Building the industry
• Products for the bop market
• Designing effective Products
• Renewable energy loans
• Building the market
• Housing finance
• Health insurance
• Corporate choices
• Champions of inclusive finance
• Social responsibility positioning
• New technology
• Human resources
• Conservative corporate culture
• Models of downscaling
• Commercial banks
• Service company models