TAILIEUCHUNG - Lecture Micro financing & micro leasing - An Introduction: Lecture 21

Lecture 21 - Partners at the last mile: retailers, banking agents, and insurance companies. The following will be discussed in this chapter: The last mile, banking correspondents, models of bank-retailer relationships. | PARTNERS AT THE LAST MILE: RETAILERS, BANKING AGENTS, AND INSURANCE COMPANIES Summary of the Last Lecture Service Company Models Financial Subsidiaries Lessons from Downscaling The Last Mile Convenience is an important word in banking, and nowhere is convenience more important than in the BOP market. There are extreme cases, like the Ugandan coffee farmers mentioned in previous lectures The Last Mile who put their lives at risk on the long road between the bank and their village, or South Asian women whose customs discourage them from leaving their homes. The Last Mile The challenge of providing convenience is that conventional bank branches are too expensive to put in every low-income neighborhood and village. The volume of business at such branches does not justify the up-front investment or perhaps even the running costs. The Last Mile As a result, the cost of the last mile or meter has long been one of the great barriers to financial inclusion. In recent years, new models have .

• Ngân hàng - Tín dụng
• Micro financing
• Micro leasing
• Purchasing power
• Global market
• Banking agents
• Insurance companies
• Bank financing
• Lease option contracts
• Financing inclusive finance
• Debt deals
• Bank loans
• ARGOZ’s lease option contracts
• Microfinance background
• Microfinance defined
• Short term profits
• Inclusive finance
• Microfinance tndustry
• Microfinance growing
• Risks of microfinance
• Average consumer
• Financial services
• Major corporations
• Informal finance providers
• Microfinance institutions
• Consumer lenders
• Understanding the clients
• The bop market
• Managing informality risk
• Reducing the cost of small
• Building the industry
• Products for the bop market
• Designing effective Products
• Renewable energy loans
• Building the market
• Housing finance
• Health insurance
• Corporate choices
• Champions of inclusive finance
• Social responsibility positioning
• New technology
• Human resources
• Conservative corporate culture
• Models of downscaling
• Commercial banks
• Service company models