TAILIEUCHUNG - GUIDE TO AUTOMOBILE INSURANCE

The Policy Paper outlines the kind of devices that are currently available and their stage of development. It also presents fi gures illustrating the life-saving potential and cost-effectiveness of each new technology and the state of advancement of acceptance by policymakers, manufacturers and consumers. Efforts made by car-manufacturers to ensure the safe use of their products with respect to issues such as speed, seat-belts and alcohol are also discussed. The level of current introduction of each of the three technologies is also presented with examples of best practice from leading countries. Finally, policy recommendations for the European and national. | _ _ J - M _ Guide to Automobile Ị _ _ _ __ Insurance This guide Describes the types of auto insurance available Explains your rights and responsibilities as a driver Advises how claim disputes are resolved John Kasich Governor Mary Taylor Lt. Governor Director -ftTMENT- ODI Ohio Department of Insurance Table of Contents Table of Contents Auto Insurance Auto Insurance Sample Declarations Liability Ohio s Financial Responsibility Financial Protection Against Uninsured I Underinsured Physical Damage Rates High Risk High Cancellation Discounts for Older Comparative Resolving Claim Repairing Your When Your Car is Common Questions Shopping Other Consumer Insurance Insurance Consumer Complaint Disclaimer notice The information included in this publication is meant to serve as a guide and is not a substitute for legal or professional advice. Please be certain to check with a professional if you have questions. Updated June 1 2012. May change without notice. 1 John Kasich Governor Mary Taylor Lt. Governor Director GDI Ohio Department of Insurance Insura nce R Ig hts Auto Insurance Rights Policy rights You have the right To receive a copy of your policy To receive all copies of forms and applications you or the agent sign Not to be discriminated against because of your race national origin beliefs or a physical handicap that does not impair your driving ability Premium rights You have the right To a fair estimate quotation of premium even though the actual premium may be more or less than the quoted estimate Claims rights You have the right To choose which shop will repair your car unless this right is limited by your policy To a prompt and good-faith settlement offer based on the terms of your policy To negotiate with the .

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