TAILIEUCHUNG - Start Smart: Money Management for Teens

Microfinance International Corporation (MFIC). Since 2006 MFIC, a US-based financial services corporation, has partnered with microfinance lenders and remittance transaction operators in El Salvador, Guatemala, and the Plurinational State of Bolivia to provide transnational mortgage loans to immigrants in the United States and Spain. MFIC links remittances to housing microfinance. Partnering with two microfinance institutions (MFIs) — Apoyo Integral de . and Sociedad Cooperativa de Ahorro y Crédito (AMC) — MFIC launched a pilot program in El Salvador in September 2006. Under the program, the MFIs and MFIC shared 50 percent of all risk and revenues for each transnational loan. | M SPECIAL EDITION FDI1 Consumer News FEDERAL DEPOSIT INSURANCE CORPORATION Start Smart Money Management for Teens How to Save spend and Protect Your Cash Start Smart Money Management for Teens How to save spend and protect your cash Saving money may not be as much fun as spending money but it s still important to do. When you save your money you can use it later to buy fun things DVDs video games clothes as well as pay for serious things like college or a car. FDIC Consumer News published by the Federal Deposit Insurance Corporation has produced this guide to help teens get good grades in money management. Why is the FDIC a government agency best known for protecting bank accounts publishing a money guide for teens It s because consumer education is a big part of what the FDIC does to protect the public. We know that the more people understand how to save and manage money the more likely they are to make smart decisions that affect their finances and their future. Although the FDIC s financial education programs are mostly for adults this special guide will help you learn how to make good decisions about your money right from the start. Teens have access to more money than ever before thanks to allowances and gifts and for many income from chores summer jobs or part-time jobs. Teens also are becoming more responsible for handling money and making decisions for everything from small everyday purchases to bigger-ticket items such as a bike or a camera to saving for college. This guide wouldn t be necessary if money really did grow on trees or if The Bank of Mom and Dad was open 24 hours a day and offered unlimited withdrawals but this is the real world said Paul Horwitz an FDIC Community Affairs Specialist. In this guide you ll find tips and information on how to Save and earn money Decide where to keep your money Spend money wisely Borrow money Protect against identity theft Be charitable and Get more help about money matters from government agencies banks .

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