TAILIEUCHUNG - A HANDBOOK ON FORMING SELF-HELP GROUPS (SHGs): National Bank for Agriculture and Rural Development

In Germany, credit transfers have traditionally been the predominant form of payment transaction. However, their share of the total volume of payment transactions has decreased in recent years because more suitable payment instruments, especially direct debits, are being used for certain purposes (eg for the collection of identical payments due on a regular basis). For payments recurring on a regular basis (eg rent payments) the bank customer also has the possibility of giving his bank instructions to set up a standing order; this bank is then responsible for monitoring the timely execution of transfers (eg on the last day of. | A HANDBOOK ON FORMING SELF-HELP GROUPS SHGs National Bank for Agriculture and Rural Development ABOUT THIS HANDBOOK This handbook is specially prepared for a reasonably educated and helpful local person who can help the poor to form Self-Help Groups SHGs . This book helps to understand the subject in a simple way. Copies of relevant instructions from the Reserve Bank of India RBI and NABARD are given in the annexure to this book. Some simple formats of the minimum requirement of account registers membership registers minutes book etc. which are generally used by SHGs are given for guidance. The formats of the documents to be submitted by the SHGs while availing loans from banks are also given as annexure to this handbook. 1 Contents ABOUT THIS HANDBOOK Page Nos. 1 Helping to Form SHGs 3 What is Self Help 4 How do We Start 5 How are Groups Formed 7 How are Group Meetings Organised 8 How do SHGs take shape 9 How do SHGs function 11 Characteristics and Functions of SHGs 12 Linking of SHGs to Bank 15 Step 1 - Opening of S B Account for the SHG 16 Step 2 - Conduct of internal lending by the SHG 17 Step 3 - Assessment of SHGs 17 Step 4 - Sanction of Credit Facility to the SHG 19 Spreading the Message of SHGs 22 ANNEXURES 23 I. Specimen pages of INTER-SE AGREEMENT TO BE EXECUTED BY THE MEMBERS OF THE Self-Help group 23 II. Specimen of APPLICATION TO BE SUBMITTED BY SHG TO BANK 25 III. Format of ARTICLES OF AGREEMENT FOR USE BY BANKS WHILE FINANCING SELF-HELP GROUPS 26 IV Specimen of Saving A c. Register maintained by SELF-HELP GROUP 28 V. Specimen of Loan A c. Register maintained by SELF-HELP GROUP 29 VI. Specimen of CASH BOOK 30 VII. RBI Circular on OPENING OF SAVINGS BANK ACCOUNTS IN THE NAME OF SELF-HELP GROUP 31 Regional Offices of NABARD 32

TỪ KHÓA LIÊN QUAN
TAILIEUCHUNG - Chia sẻ tài liệu không giới hạn
Địa chỉ : 444 Hoang Hoa Tham, Hanoi, Viet Nam
Website : tailieuchung.com
Email : tailieuchung20@gmail.com
Tailieuchung.com là thư viện tài liệu trực tuyến, nơi chia sẽ trao đổi hàng triệu tài liệu như luận văn đồ án, sách, giáo trình, đề thi.
Chúng tôi không chịu trách nhiệm liên quan đến các vấn đề bản quyền nội dung tài liệu được thành viên tự nguyện đăng tải lên, nếu phát hiện thấy tài liệu xấu hoặc tài liệu có bản quyền xin hãy email cho chúng tôi.
Đã phát hiện trình chặn quảng cáo AdBlock
Trang web này phụ thuộc vào doanh thu từ số lần hiển thị quảng cáo để tồn tại. Vui lòng tắt trình chặn quảng cáo của bạn hoặc tạm dừng tính năng chặn quảng cáo cho trang web này.