TAILIEUCHUNG - Visa’s International Financial Literacy

In the early, typical version of the scam, the targeted person was led to believe that s/he would soon gain access to large sums of money upon payment of a small processing fee. The initial payment of a few hundred dollars, according to the scam artist, was all that was standing in the way of a large money transfer routed directly to the target’s personal bank account. The money was usually presented as illegally obtained funds in need of laundering. The overseas embezzler simply needed a willing accomplice’s American bank account to which to transfer the. | Visa s International Financial Literacy BAROMETER 2012 Introduction Visa wanted to gauge the strength and weaknesses of financial education worldwide in order to identify opportunities for improvement. Visa conducted a survey between February and April of 2012 with 25 500 participants in 28 countries. OVERALL COUNTRY RANKING Most financially literate left to right. Brazil topped out the field scoring out of 100. Mexico Australia the United States and Canada rounded out the top five. Five survey questions were included in the rankings. Questions 1 2 and 3 each contributed 25 to the overall score. Questions 4 and 5 contributed . Scoring was based on a 0-100 scale with 100 equaling a perfect score. Practical MoneySkills VISA 1 I for Life I in QUESTION 1 SURVEY QUESTIONS The Question Asked Do you have and follow a household budget Question 1 contributed 25 to the overall score. The score is based on a 0-100 scale with 100 equal to a perfect score. Practical MoneySkills VISA I 2 I for Life I in QUESTION 2 The Question Asked How many months worth of savings do you have set aside for an emergency Only citizens in China Taiwan Hong Kong Japan Canada had more than 3 months of savings. Question 2 contributed 25 to the overall score. The score is based on a 0-100 scale with 100 equal to a perfect score. Practical MoneySkills VISA I 3 I for Life I .

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