TAILIEUCHUNG - 1040EZ NOTE: THIS BOOKLET DOES NOT CONTAIN TAX FORMS

As the following pages describe, activity in credit derivatives is accelerating as users recognise the growing importance of managing credit risk and apply a range of derivatives techniques to the task. . Morgan is proud to have led the way in developing these tools - from credit default swaps to securitisation vehicles such as BISTRO - widely acclaimed as one of the most innovative financial structures in recent years. We at . Morgan are pleased to sponsor this Guide to Credit Derivatives, published in association with Risk magazine, which we hope will promote understanding of these important new financial tools and contribute to. | 1040EZ NOTE THIS BOOKLET DOES NOT CONTAIN TAX FORMS INSTRUCTIONS 2012 makes doing your taxes faster and easier. is the fast safe and free way to prepare and e-file your taXes. See freefile. Get a faster refund reduce errors and save paper. For more information on IRS e-file and Free File see Options for e-filing your returns in these instructions or click on IRS e-file at . MAILING YOUR RETURN If you file a paper return you may be mailing your return to a different address this year. FUTURE DEVELOPMENTS For the latest information about developments related to Form 1040EZ and its instructions such as legislation enacted after they were published go to form1040ez. IRS Jan 02 2013 Department of the Treasury Internal Revenue Service Cat. No. 12063Z Department of the Treasury Internal Revenue Service Table of Contents Contents Page Introduction . 3 Section 1 Before You Begin . 3 What s New . 3 You May Benefit From Filing Form 1040A or 1040 in 2012 . 3 Section 2 Filing Requirements. 4 Do You Have To File . 4 When Should You File . 4 Checklist for Using Form 1040EZ . 5 Should You Use Another Form . 5 What Filing Status Can You Use . 5 Filing Requirement Charts. 6 Where To Report Certain Items From 2012 Forms W-2 1097 1098 and 1099 . 8 Section 3 Line Instructions for Form 1040EZ . 9 Name and Address. 9 Social Security Number SSN . 9 Presidential Election Campaign Fund . 9 Income . 10 Payments Credits and Tax. 11 Contents Page Earned Income Credit EIC . 12 Refund . 19 Amount You Owe. 21 Third Party Designee . 22 Signing Your Return . 22 Section 4 After You Have Finished . 24 Return Checklist. 24 Filing the Return. 24 Section 5 General Information. 25 The Taxpayer Advocate Service Is Here To Help You . 26 Suggestions for Improving the IRS Taxpayer Advocacy Panel . 27 Section 6 Getting Tax Help. 27 Recorded Tax Help TeleTax . 30 2012 Tax Table . 31 Disclosure Privacy Act and Paperwork Reduction Act Notice . 40 Major Categories of Federal

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