TAILIEUCHUNG - SAS/ETS 9.22 User's Guide 89

SAS/Ets User's Guide 89. Provides detailed reference material for using SAS/ETS software and guides you through the analysis and forecasting of features such as univariate and multivariate time series, cross-sectional time series, seasonal adjustments, multiequational nonlinear models, discrete choice models, limited dependent variable models, portfolio analysis, and generation of financial reports, with introductory and advanced examples for each procedure. You can also find complete information about two easy-to-use point-and-click applications: the Time Series Forecasting System, for automatic and interactive time series modeling and forecasting, and the Investment Analysis System, for time-value of money analysis of a variety of investments | 872 F Chapter 16 The LOAN Procedure Overview LOAN Procedure The LOAN procedure analyzes and compares fixed rate adjustable rate buydown and balloon payment loans. The LOAN procedure computes the loan parameters and outputs the loan summary information for each loan. Multiple loan specifications can be processed and compared in terms of economic criteria such as after-tax or before-tax present worth of cost and true interest rate breakeven of periodic payment and of interest paid and outstanding balance at different periods in time. PROC LOAN selects the best alternative in terms of the specified economic criterion for each loan comparison period. The LOAN procedure allows various payment and compounding intervals including continuous compounding and uniform or lump sum prepayments for a loan. Down payments discount points and other initialization costs can be included in the loan analysis and comparison. The LOAN procedure does not support an input data set. All loans analyzed are specified with statements in the PROC LOAN step. The SAS DATA step provides a function MORT that can be used for data-driven analysis of many fixed-rate mortgage or installment loans. However the MORT function supports only simple fixed rate loans. Getting Started LOAN Procedure PROC LOAN supports four types of loans. You specify each type of loan with the corresponding statement FIXED BALLOON ARM and BUYDOWN. FIXED Fixed rate loans have a constant interest rate and periodic payment throughout the life of the loan. BALLOON Balloon payment loans are fixed rate loans with lump sum payments in certain payment periods in addition to the constant periodic payment. ARM Adjustable rate loans are those in which the interest rate and periodic payment vary over the life of the loan. The future interest rates of an adjustable rate loan are not known with certainty but they will vary within specified limits according to terms stated in the loan agreement. In practice the rate adjustment terms vary. .

• Tài chính doanh nghiệp
• Hướng dẫn sử dụng SAS ETS
• các mô hình phân tích tài chính
• báo cáo tài chính
• phân tích đầu tư
• phân tích tính khả dụng các khoản đầu tư