TAILIEUCHUNG - Lecture Micro financing & micro leasing - An Introduction: Lecture 11

Lecture 11 - products for the bop market. Low-income people need a full range of financial services—often the same services most readers of this book take for granted. What’s more, these services make an important impact on the quality of their lives. | Summary of Last Lecture Managing Informality Risk Building the Industry PRODUCTS FOR THE BOP MARKET Products Low-income people need a full range of financial services—often the same services most readers of this book take for granted. What’s more, these services make an important impact on the quality of their lives. Products It comes as some surprise that few inroads have been made to widen the range of services that reach the poor beyond a very basic loan or savings account. Products Before we explore the keys to product design for bottom-of-the-pyramid (BOP) clients, we ask readers to consider how meaningful financial products can be for people’s lives. Products These products are not luxuries. They are intimately connected with some of the deepest human needs: safety, shelter, and family. Products Lacking good financial services, people either find informal solutions that are often unsatisfactory, or they have no solution at all. Without health insurance, they may not get medical

• Ngân hàng - Tín dụng
• Micro financing
• Micro leasing
• Purchasing power
• Global market
• Products for the bop market
• Designing effective Products
• Bank financing
• Lease option contracts
• Financing inclusive finance
• Debt deals
• Bank loans
• ARGOZ’s lease option contracts
• Microfinance background
• Microfinance defined
• Short term profits
• Inclusive finance
• Microfinance tndustry
• Microfinance growing
• Risks of microfinance
• Average consumer
• Financial services
• Major corporations
• Informal finance providers
• Microfinance institutions
• Consumer lenders
• Understanding the clients
• The bop market
• Managing informality risk
• Reducing the cost of small
• Building the industry
• Renewable energy loans
• Building the market
• Housing finance
• Health insurance
• Corporate choices
• Champions of inclusive finance
• Social responsibility positioning
• New technology
• Human resources
• Conservative corporate culture
• Models of downscaling
• Commercial banks
• Service company models