TAILIEUCHUNG - Sterling Investment Bond Investment funds guide

Given that the remuneration of UCITS managers is, at least partly, based on the performance of the fund, there is an incentive to increase the level of risk in a fund's portfolio in order to increase potential returns. However, the higher level of risk exposes the fund investors to higher potential losses than might be expected given the disclosed risk profile of the fund. Remuneration structures might be skewed so that managers participate in materialized returns but do not participate in materialized losses, creating further incentives to take on higher risk strategies. Furthermore, remuneration structures are seldom disclosed in the. | @ STERLING Sterling Investment Bond Investment funds guide Contents Introduction 3 List of current investment funds by sector 4 Investment choice and flexibility 10 Fund risks 11 Sectors and fund objectives 12 Risk rated portfolios 12 Managed funds 16 Multimanaged funds 19 UK equity funds 23 European equity funds 28 North American equity funds 30 Japanese equity funds 32 Other regional equity funds 33 Global equity funds 35 Distribution fund 39 Property funds 41 Protected Profits funds 43 UK fixed-interest funds 48 International fixed-interest funds 52 Money market including deposit and treasury funds 54 Absolute return funds 56 Distributor requested funds 58 Funds closed to new investors 66 2 Introduction The information in this guide is intended for customers working with their adviser who will help them understand the information. If you are reading this without the help of an adviser we recommend you take financial advice to help you decide on your appropriate investment approach. The investment funds described in this guide are available for new investors through Sterling s Investment Bond which is a medium to long-term investment contract typically of five to ten years. Details of the Sterling Investment Bond and fund charges are given in your key features and fund charges and expenses sheet. Details of all charges and how these may affect your investment returns are given in your illustration. Full terms and conditions are available on request. By their very nature investment returns can not be guaranteed. You should not use past performance as a suggestion of future performance. It should not be the main or sole reason for making an investment decision. The value of investments and any income from them can fall. You may not get back the amount you invested. Investments produce income capital growth or a combination of the two. Within the Sterling Investment Bond all income produced by the funds is reinvested.

• Quỹ đầu tư
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• equally valuable
• mineral deposits
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• economic development
• abandoning traditional
• Alternative method
• Outgoing quality
• Double sampling plan
• Improvement over AOQL
• Aceptance sampling plan
• LINGUISTIC COHERENCE
• A PLAN BASED ALTERNATIVE
• Long Papers
• scientific reports
• model language
• process natural language
• modeling and production
• simple rule theory
• might emphasize
• Management Plan
• Alternative Approaches
• HUMAN FACTORS
• Data Base
• Evaluating Transition
• Simplify implementation
• environment through
• easy management
• Supplemental Information
• Capital Investment
• Mission Statement