TAILIEUCHUNG - SAVINGS BANKS' SOCIALLY RESPONSIBLE ACTIVITIES, A WEALTH OF EXPERIENCE: INSIGHTS FROM WSBI MEMBERS IN AFRICA, ASIA AND THE AMERICAS

Both the retreat of the glaciers and the rise of oxygen in the ocean may have spurred the rise of the animals. All animals need oxygen to fuel their metabolism and to build their tissues. The low levels of oxygen in the oceans may have made it impossible for the ancestors of animals to evolve into multicellular creatures. If a rise in oxygen opened the door for animal evolution, what pushed the ani- mals through? Part of that answer may lie within the animals themselves—in particular, in the set of genes that control their development. Most animal species alive today use the same “genetic tool kit” to. | ụ o LU SAVINGS BANKS SOCIALLY RESPONSIBLE ACTIVITIES A WEALTH OF EXPERIENCE INSIGHTS FROM WSBI MEMBERS IN AFRICA ASIA AND THE AMERICAS July 2006 To be read as complement to the European Savings Banks Group Report WORLD SAVINGS BANKS INSTITUTE CSR experiences from ESBG European Savings Banks Group members are listed in an additional separate report available at or by sending an e-mail to info@. TABLE OF CONTENTS INTRODUCTION 7 ABOUT CORPORATE SOCIAL RESPONSIBILITY 7 SAVINGS BANKS CSR COMMITMENT 7 PURPOSE AND OBJECTIVES OF THE REPORT 7 COMMITMENT TO SOCIETY FOUNDATION OF SAVINGS BANKS CSR APPROACH 9 1. SAVINGS BANKS KEY PLAYERS FOR LOCAL ECONOMIC DEVELOPMENT 9 . Partnering with local authorities 9 Case Study 1 Caixa Economica Federal Brazil - A Channel for Welfare Benefits 9 Case Study 2 Peruvian Savings banks - Distributing profits for local development 9 Case Study 3 Government Savings Bank of Thailand - National Village and Urban Community Fund Program 9 Building the bridge between economic and social needs microfinance projects 10 Case Study 1 Banco BCSC Colombia - Creemos We Believe microfinance programme 10 Case Study 2 Caixa Economica Federal Brazil - A broad strategy for an inclusive financial system 10 Case Study 3 Government Savings Bank of Thailand - Extensive microfinance programmes 11 Case Study 4 Banco Estado Chile - The biggest microfinance programme in the country 11 Case Study 5 Tanzania Postal Bank - Group-based microcredits 11 . Encouraging local entrepreneurs 12 Case Study Caja Municipal Cusco Peru - Rehabilitation of commercial areas 12 2. SAVINGS BANKS SUPPORTERS OF SOCIAL INCLUSION 13 . Development and Solidary initiatives 13 Case Study 1 BCSC Colombia - Peace and development projects in conflict areas 13 Case Study 2 JapanPost - Postal Savings for international voluntary aid 13 Case Study 3 Zimbabwe People s Own Savings Bank - Solidarity programmes 13 . Supporting disabled groups 13 Case .

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• Nuclear Proteins
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