TAILIEUCHUNG - GETTING AN INVESTING GAME PLAN

The investment game has changed over the past two decades. Historically, the challenge facing investors has been to identify good investments. While that’s obviously still important, investors increasingly recognize that that alone isn’t enough. Five good mutual funds can still make a bad portfolio, or at least one that’s inappropriate for a given investor’s goals. It’s becoming clear that investors must move beyond good versus bad investments and toward appropriate or inappropriate usage of investments, taking into account their time horizons and risk tolerance. It’s a level of analysis that doesn’t transfer well to the sound-bite world of televised financial advice, but it’s where investors need to go if. | Vern c. Hayden CFP with Maura Webber and Jamie Heller GETTING AN CRE ATI NG IT INVESTING WORKING IT GAME PLAN WINNING IT GETTING AN INVESTING GAME PLAN Creating It Working It Winning It Vern C. Hayden CFP with Maura Webber and Jamie Heller WILEY John Wiley Sons Inc. Copyright 2003 by Vern C. Hayden Maura Webber and Jamie Heller. All rights reserved. Published by John Wiley Sons Inc. Hoboken New Jersey. Published simultaneously in Canada. No part of this publication may be reproduced stored in a retrieval system or transmitted in any form or by any means electronic mechanical photocopying recording scanning or otherwise except as permitted under Section 107 or 108 of the 1976 United States Copyright Act without either the prior written permission of the Publisher or authorization through payment of the appropriate percopy fee to the Copyright Clearance Center Inc. 222 Rosewood Drive Danvers MA 01923 978750-8400 fax 978-750-4470 or on the web at . Requests to the Publisher for permission should be addressed to the Permissions Department John Wiley Sons Inc. 111 River Street Hoboken NJ 07030 201-748-6011 fax 201-748-6008 e-mail permcoordinator@. Limit of Liability Disclaimer of Warranty While the publisher and author have used their best efforts in preparing this book they make no representations or warranties with respect to the accuracy or completeness of the contents of this book and specifically disclaim any implied warranties of merchantability or fitness for a particular purpose. No warranty may be created or extended by sales representatives or written sales materials. The advice and strategies contained herein may not be suitable for your situation. You should consult with a professional where appropriate. Neither the publisher nor author shall be liable for any loss of profit or any other commercial damages including but not limited to special incidental consequential or other damages. Designations used by companies to distinguish .

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