TAILIEUCHUNG - Health Insurance Benefits for Treatment of Tobacco Dependence

Subsidy rates range from 38% to 67% for policies using either “basic” units or “optional” units. Basic units cover all plantings in a single county of a crop with the same tenant/landlord. Optional units are basic units divided into smaller units by township section. As newly authorized under the 2008 farm bill, a higher subsidy rate (up to 80%) is provided for policies using enterprise units (all land for a single crop in a county, regardless of the tenant/landlord structure). Because the premium for policies using enterprise units is lower (., a discount is given because the combined unit has. | SUMMARY REPORT OF THE PACIFIC CENTER ON HEALTH AND TOBACCO Health Insurance Benefits for Treatment of Tobacco Dependence Summary Why do tobacco users need health insurance benefits to cover treatment of tobacco dependence Smoking often starts innocently. Most people start smoking when they are young teenagers and believe that smoking is only a short phase in their lives. But many teens who try smoking become tobacco dependent adults. The tobacco industry spends millions each day in advertising to persuade impressionable teenagers to start. 90 of adult smokers begin smoking by age Of the teens who smoke daily but don t think they will be in five years 75 still smoke. 2 Over 33 of all teens who ever try smoking become regular daily smokers before they leave high The tobacco industry spends million every day on advertising and promotion - much of it reaching teens. Over 70 of teens report seeing tobacco ads compared to only one-third of One-third of all tobacco users alive now in this country will die prematurely because of their dependence on More than 430 000 Americans-almost 1 200 daily-die each year as a result of tobacco Tobacco users need help to quit. Tobacco users are 2-3 times more likely to quit when they can access effective services to help Many Americans do not have access to effective treatment for tobacco dependence. An important reason why is lack of insurance coverage. Only 24 of employers provide any coverage for tobacco cessation Health insurance coverage makes cessation services financially possible and serves as an important incentive to health care plans to deliver cessation Tobacco cessation benefits are good for employees and good for business. In 1994 the Pacific Business Group on Health PBGH began covering only smoking cessation medications in their contracts with health plans. In 1999 PBGH looked at the enormous public health problem of tobacco use in California and .

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