TAILIEUCHUNG - Insuring Your Home: A consumer guide to Homeowners, renters and condominium insurance

If you notice additional damage to your Building Property or Personal Property after filing your claim, you may file a Supplemental means, essentially , that you must repeat the documentation and filing process for your original claim, including a Proof of Loss—but only for the newly discovered damage. Supplemental Claims should start with immediately notifying your adjuster , agent and/or company representative. Once you have completed documentation, present it to your adjuster who may need to make another property visit to verify your loss | New Jersey Department of BANKING AND INSURANCE Chris Christie Governor Kim Guadagno Lt. Governor Kenneth E. Kobylowski Acting Commissioner Insuring Your Home A consumer guide to Homeowners Renters and Condominium Insurance The New Jersey Department of Banking and Insurance NJDOBI prepared this Guide to help you understand the sometimes complex world of Homeowners Renters and Condominium Insurance. If you are like most people your home and the things inside it make up one of the biggest financial investments you have. This can be just as true for renters as homeowners. All those clothes furniture appliances tools toys and electronics can really add up. If your home and its contents are not protected by any insurance where will you get the money to replace your possessions if disaster strikes Could you afford to protect yourself if someone fell on your property and decided to sue you for injuries Generally if you own a home your homeowner s policy covers your home and its contents as well as personal liability the amount you are legally responsible to pay for injuries or damages to others medical payments to others and additional living expenses in the event you cannot stay in your home called loss of use . If you rent a renter s policy also sometimes called tenants insurance covers your personal belongings personal liability medical payments to others and additional living expenses. A condominium policy provides protection for your personal property improvements additions and items that are not covered by the condominium association s master policy personal liability medical payments to others and additional living expenses. These coverages are explained in greater detail in this guide. With the help of this Guide you can Identify the kind of coverages homeowner policies offer so you can buy what you really need. Learn the information you need to shop for coverage in order to find the best values. Understand how homeowners insurance works and how NJDOBI can help .

• Bảo hiểm
• interventions providing
• straightforward financial
• non altruistic focused
• Endowment opportunities
• Threats to atmospheric resources
• realizing opportunities
• prosperity seemed assured
• Professors Freeman
• devastating disease
• Alzheimers disease
• reliable and effective
• Sanders withdrew