TAILIEUCHUNG - A Shopper’s Guide To LONG-TERM CARE INSURANCE

Several figures in this primer show the cumulative percent change in private health insurance or health insurance premiums (Figures 11, 15, and 20). These cumulative increases may vary from figure to figure because different years are used, the data sources differ, and what is being measured varies. Figure 11 uses the private health insurance category of the HHS national health expenditure data, which includes both private employer and individual health insurance premiums drawn from a number of sources, the medical portion of accident insurance, and the net cost of private insurance (including administrations costs, additions to reserves, rate. | A Shopper s Guide to LONG-TERM CARE INSURANCE NAIC National Association of Insurance Commissioners A Shopper s Guide to LONG-TERM CARE INSURANCE NAIC National Association of Insurance Commissioners About the NAIC . The National Association of Insurance Commissioners NAIC is the oldest association of state government officials. Its members consist of the chief insurance regulators in all 50 states the District of Columbia and four . territories. The primary responsibility of the state regulators is to protect the interests of insurance consumers and the NAIC helps regulators fulfill that obligation in a number of different ways. This guide is one example of work done by the NAIC to assist states in educating and protecting consumers. Another way the NAIC lends support to state regulators is by providing a forum for the development of uniform public policy when uniformity is appropriate. It does this through a series of model laws regulations and guidelines developed for the states use. States that choose to do so may adopt the models intact or modify them to meet the needs of their marketplace and consumers. As you read through this guide you will find several references to such NAIC model laws or regulations related to long-term care insurance. You may check with your state insurance department to find out if these NAIC models have been enacted in your state. National Association of Insurance Commissioners 120 West 12th Street Suite 1100 Kansas City MO 64105-1925 816-842-3600 fax 816 460-7593 email Revised .

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