TAILIEUCHUNG - SAS/ETS 9.22 User's Guide 90

SAS/Ets User's Guide 90. Provides detailed reference material for using SAS/ETS software and guides you through the analysis and forecasting of features such as univariate and multivariate time series, cross-sectional time series, seasonal adjustments, multiequational nonlinear models, discrete choice models, limited dependent variable models, portfolio analysis, and generation of financial reports, with introductory and advanced examples for each procedure. You can also find complete information about two easy-to-use point-and-click applications: the Time Series Forecasting System, for automatic and interactive time series modeling and forecasting, and the Investment Analysis System, for time-value of money analysis of a variety of investments | 882 F Chapter 16 The LOAN Procedure Figure Loan Comparison Report as of December 2008 Loan Comparison Report Analysis through DEC2008 Loan Label Ending Outstanding Payment Interest Paid True Rate BANK1 Fixed Rate BANK3 Adjustable Rate NOTE BANK1 Fixed Rate is the best alternative based on true rate analysis through DEC2008. The loan comparison report through December 2003 picks the adjustable rate loan as the best alternative whereas the report through December 2008 shows the fixed rate loan as the better alternative. This implies that if you intend to keep the loan for 10 years or longer the best alternative is the fixed rate alternative. Otherwise the adjustable rate loan is the better alternative in spite of the worst-case scenario. Further analysis shows that the actual breakeven of true interest rate occurs at August 2008. That is the desirable alternative switches from the adjustable rate loan to the fixed rate loan in August 2008. Note that under the assumption of worst-case scenario for the rate adjustments the periodic payment for the adjustable rate loan already exceeds that of the fixed rate loan on December 2003 as of the rate adjustment on January 2003 to be exact . If the objective were to minimize the periodic payment the fixed rate loan would have been more desirable as of December 2003. However all of the other criteria at that point still favor the adjustable rate loan. Syntax LOAN Procedure The following statements are used with PROC LOAN PROC LOAN options FIXED options BALLOON options ARM options BUYDOWN options COMPARE options Functional Summary Table summarizes the statements and options that control the LOAN procedure. Many of the loan specification options can be used on all of the statements except the COMPARE statement. For Functional Summary F 883 these options the statement column is left blank. Options specific to a type of loan indicate the statement name. Table .

• Tài chính doanh nghiệp
• Hướng dẫn sử dụng SAS ETS
• các mô hình phân tích tài chính
• báo cáo tài chính
• phân tích đầu tư
• phân tích tính khả dụng các khoản đầu tư