TAILIEUCHUNG - Impact on Indian banks’ profitability indicators – an empirical study

The aim of the present research is to determine the impact of the external and internal factors of bank performance on the profitability indicators of the Indian commercial banks in the period from 2006 to 2014. | Impact on Indian banks profitability indicators an empirical study INTERNATIONAL JOURNAL OF MANAGEMENT IJM ISSN 0976-6502 Print ISSN 0976-6510 Online IJM Volume 7 Issue 2 February 2016 pp. 285-290 http ijm IAEME Journal Impact Factor 2016 Calculated by GISI IMPACT ON INDIAN BANKS PROFITABILITY INDICATORS AN EMPIRICAL STUDY G. Rathika Assistant Professor Shrimati Indira Gandhi College Trichy-620006 ABSTRACT The Indian banking system consists of 26 public sector banks 20 private sector banks 43 foreign banks 56 regional rural banks 1 589 urban cooperative banks and 93 550 rural cooperative banks in addition to cooperative credit institutions. The Indian banking sector s assets reached US trillion in FY14 from US trillion in FY10 with 70 per cent of it being accounted by the public sector. Indian banks are increasingly focusing on adopting integrated approach to risk management. Banks have already embraced the international banking supervision accord of Basel II. According to RBI majority of the banks already meet capital requirements of Basel III which has a deadline of March 31 2019. Most of the banks have put in place the framework for asset-liability match credit and derivatives risk management. The aim of the present research is to determine the impact of the external and internal factors of bank performance on the profitability indicators of the Indian commercial banks in the period from 2006 to 2014. On the basis of research conducted abroad on bank and macroeconomic profitability indicators in order to obtain research results return on assets ROA and return on equity ROE indicators were analyzed using descriptive methods. On the basis of the obtained results the profitability has had a significant effect on Net interest margin credit risk and portfolio composition and management. With regard to macroeconomic indicators inflation has negative impact on exchange rate of USD INR has a positive impact on .

• Ngân hàng - Tín dụng
• Impact of the external
• Internal factors of bank performance
• Indian commercial banks
• Return on Assets
• Net Interest Margin
• Thesis summary
• The impacts of external debt
• Economic growth
• Assess the impact of external debt
• External debt
• External finance
• Dividend per share
• Manufacturing firms
• Quoted manufacturing firms
• Impact of external financing
• Demand for money
• Domestic debt
• Private wealth
• US demand for money
• External technology acquisition
• Internal R&D activities
• Firm performance
• Manufacturing industry
• FE and RE
• External technology sources
• Impact of external factors
• Innovative activity of Russian organizations
• Management of innovative organizations
• External environment factors
• Scenario of changes
• modeling and production
• simple rule theory
• might emphasize
• alternative plan
• equally valuable
• mineral deposits
• Allergen Bioinformatics
• Recent Trends
• Developments
• Family Based Studies
• Complex Disorders
• Bioinformatics Software
• Fukushima Daiichi accidents
• Servere accident management
• Nuclear power plants
• Efficient mitigation strategies
• Euratom work programmes
• Impact of the capital flight
• External debt of the private sector
• Flight of capital
• CAPITAL FLIGHT ECONOMY
• Russian economy and financial market
• Formation of comprehensive system
• Financial and economic security
• System of financial
• Impact of risk
• Negative effects of internal and external threats
• Acquisition technology
• Imbalance index
• R&D activities
• Structural unbalance of labor and technology
• Biotechnology and food sciences
• Salt reduction
• Sensory preference
• Physicochemical parameters
• Image analysis
• External preference mapping