TAILIEUCHUNG - A review on role of expert system in banking sector

The industrialist cannot make higher investment due to inadequate saving or they may fail to raise the fund, so the commercial banks and financial institutions lead them by lending money for them. Author wants to present the exhaustive review on the role of expert system in Banking Sector with special reference to loan evaluation for the large scale industries. | ISSN:2249-5789 Sagar S Mali et al , International Journal of Computer Science & Communication Networks,Vol 5(3),150-153 A Review on Role of Expert System in Banking Sector Mr. Sagar S. Mali Dr. R. V. Kulkarni Research Student, Shivaji University, Kolhapur . sagaryasha@ Professor & Head, (SIBER), Kolhapur, Maharashtra, India drrvkulkarni@ Abstract Financial institutions and banks are seeks to expand their business with the new amendments of technology. Now days many of them are using the various types of expert system for running their day to day business operations like problem solving and decision making. The role of commercial banks is vital in less developed countries. Through their banking services in globalization world they play very important role for the underdeveloped countries. Commercial banks provide finance to vital sectors of the economy. The industrialist cannot make higher investment due to inadequate saving or they may fail to raise the fund, so the commercial banks and financial institutions lead them by lending money for them. Author wants to present the exhaustive review on the role of expert system in Banking Sector with special reference to loan evaluation for the large scale industries. Keywords – Expert System, Banking Sector , Large Scale Industries, Loan Appraisal, Loan Sanction 1. Introduction As matter 40% of funds of the banks should be lent to the priority sector and 25% of the bank deposits are kept to meet the financial needs of the all remaining sectors. In the recent scenario banking sector undergoes some of the drastic changes. Due to globalization and use of new technology, by which it creates increased competition and more risks into the financial institutions and banks. There are many emerging area in the banking sector and one of the major area is the risk management. Risk management in the banking has three important areas:1. 2. 3. So by considering this phenomena use of expert system for risk .

• Ngân hàng - Tín dụng
• International journal of computer science & communication networks
• Role of expert system in banking sector
• Expert system in banking sector
• The large scale industries
• The role of expert system in Banking Sector
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