TAILIEUCHUNG - Lecture Introduction to finance: Markets, investments, and financial management (14th edition): Chapter 3 - Melicher, Norton

Chapter 3 - Banks and other financial institutions. This chapter includes contents: Describe major financial institutions & their roles in the financial system, describe differences between commercial banking & investment banking, identify the functions of banks & of the banking system, describe the early history of . depository institutions, | Chapter 3 Banks and Other Financial Institutions © 2011 John Wiley and Sons Chapter Outcomes Describe major financial institutions & their roles in the financial system Describe differences between commercial banking & investment banking Identify the functions of banks & of the banking system Describe the early history of . depository institutions Chapter Outcomes (Continued) Discuss general regulation of the banking system & how depositors’ funds are protected Describe the structure of banks in terms of bank charters, branch banking, & bank holding companies Describe the bank balance sheet & the major account categories that it contains Chapter Outcomes (Continued) Discuss bank management in terms of bank liquidity & bank solvency Describe liquidity management in terms of managing assets & liabilities Briefly explain why and how bank capital is managed Describe the characteristics of several foreign banking systems Types/Roles of Financial Institutions Financial Intermediation: process by which savings are accumulated in depository institutions and then lent or invested Financial Institutions Categories: Depository Institutions Contractual Savings Organizations Securities Firms Finance Firms Types/Roles of Financial Institutions Figure in text shows the types of major financial institutions as well as each institution’s primary source of funds Figure in text depicts the process of directing savings and investments of individuals through financial institutions to business firms Depository Institutions Accept deposits from individuals and then lend pooled deposits to businesses, governments, and individuals Four Types: Commercial Banks Savings and Loan Associations Savings Banks Credit Unions Depository Institutions Commercial Banks: depository institutions that accept deposits, issue check-writing accounts, and make loans Thrift Institutions: noncommercial bank depository institutions that accumulate individual savings and .

• Tài chính doanh nghiệp
• Financial analysis
• Financial management
• Lecture Introduction to finance
• Financial markets
• Financial institutions
• Depository institutions
• International financial statement
• Financial statement
• International financial statement analysis
• Financial statement analysis
• Financial reporting
• Financial analysis techniques
• Financial information
• Liquidity analysis
• Trend statements
• Financial reporting mechanics
• Financial reporting quality
• Financial decisions
• Lecture Financial statement analysis
• Business analysis
• Financial statement analysis techniques
• Efficient market
• Personal financial planning
• Personal financial
• Lecture Personal financial planning
• Financial planning
• Financial statements analysis
• Financial statements
• Fundamentals of financial management
• Common size analysis
• Financial ratio
• Statement analysis
• Supplementary information
• Income statements
• Balance sheets
• Cash flow statements
• Inventory valuation methods
• Long lived assets
• Noncurrent liabilities
• Credit quality
• Income taxes
• Postemployment benefit plans
• Intercorporate investments
• Multinational operations
• Evaluating quality
• Operating activities
• Forecasting financial statements
• Financial statement analysis package
• Preparing a term project
• Accounting information
• Analysis environment