TAILIEUCHUNG - Lecture Micro financing & micro leasing - An Introduction: Lecture 9

Lecture 9 - Four critical challenges in the bop market. The following will be discussed in this chapter: Challenge 2 - Reducing the cost of small, dispersed transactions, challenge 3 - Managing informality risk. | FOUR CRITICAL CHALLENGES IN THE BOP MARKET Addressing the Challenges Challenge 2: Reducing the Cost of Small, Dispersed Transactions Addressing the Challenges The unforgiving arithmetic of small transactions hits the business case for the BOP market directly. A Bolivian shop owner may need only $300 to refurbish her market stall, Addressing the Challenges but if a lender’s break-even minimum loan is $1,000, she won’t get it, especially if her shop is in an outlying town on the sparsely populated altiplano. Addressing the Challenges The revenues from small transactions must be affordable to the client while covering the provider’s costs. The arithmetic of small sizes becomes even more implacable when infrastructure is weak, Addressing the Challenges as in poor urban neighborhoods, or when clients are dispersed, as in mountainous regions. It is only because these challenges are increasingly solvable that inclusive finance is spreading. Addressing the Challenges Simplification of .

• Ngân hàng - Tín dụng
• Micro financing
• Micro leasing
• Purchasing power
• Global market
• Managing informality risk
• Reducing the cost of small
• Bank financing
• Lease option contracts
• Financing inclusive finance
• Debt deals
• Bank loans
• ARGOZ’s lease option contracts
• Microfinance background
• Microfinance defined
• Short term profits
• Inclusive finance
• Microfinance tndustry
• Microfinance growing
• Risks of microfinance
• Average consumer
• Financial services
• Major corporations
• Informal finance providers
• Microfinance institutions
• Consumer lenders
• Understanding the clients
• The bop market
• Building the industry
• Products for the bop market
• Designing effective Products
• Renewable energy loans
• Building the market
• Housing finance
• Health insurance
• Corporate choices
• Champions of inclusive finance
• Social responsibility positioning
• New technology
• Human resources
• Conservative corporate culture
• Models of downscaling
• Commercial banks
• Service company models