TAILIEUCHUNG - Guide to Health Insurance Options for Small Businesses

The number of employees you can have and still be eligible to shop in your State Exchange steadily increases. In 2014 and 2015 it is up to 50, and may be up to 100 in a state that elects to open to Exchange to more smaller employers; in 2016 it is up to 100 employees. Starting in 2017, States can choose to allow even larger employers to purchase their plans through the Exchanges. You can buy insurance through your State Exchange or from an insurance company, but the tax credits in the law to help pay for insurance, including the small. | Guide to Health Insurance Options Small Businesses CoverThế Uninsured 2 2 3 3 3 3 4 4 4 5 5 5 6 6 6 6 7 7 7 8 9 9 9 10 CoverThr Uninsured THIS HEALTH INSURANCE GUIDE IS FOR YOU IMPORTANT FACTS ABOUT HEALTH INSURANCE UNDERSTANDING THE BASICS WHAT SMALL BUSINESSES NEED TO KNOW ABOUT HEALTH INSURANCE Do insurance companies have to sell health insurance to my small business What are my options if I am self-employed Is this Guide useful to me What tax advantages are available to me and to my employees if I purchase insurance for my company What tax advantages are available to an individual who purchases insurance in the individual market What types of insurance plans are available to my company How much does health coverage cost What is employee cost sharing What is provider choice Box How to Estimate the Full Costs of Medical Care A Simple Illustration How much do plans vary with respect to the benefits they offer What is the relationship between premiums employee cost sharing and provider choice ALTERNATIVES TO TRADITIONAL INSURANCE What about purchasing insurance through a professional or trade association BEYOND PERFECT HEALTH YOU DO HAVE OPTIONS IF AN EMPLOYEE OR DEPENDENT IS ILL What if an employee or dependent has a pre-existing medical condition Chart Relationships Between Plan Types Premiums Employee Cost Sharing and Provider Choice Chart Comparisons of Other Health Benefit Options If I find group coverage unavailable or unaffordable are there any other options available to my employees our dependents and me CONSUMER PROTECTION OVERVIEW OF FEDERAL AND STATE HEALTH INSURANCE REGULATIONS What should I know about federal protections laws regulations and resources when purchasing insurance What should I know about state protections laws regulations and resources when purchasing insurance 11 GLOSSARY CorerỊỊíế s Uninsured This Health Insurance Guide Is for You As a small business owner you might think that offering health insurance coverage to your employees is .

• Tài chính doanh nghiệp
• significantly higher
• previous history
• Tuberculosis
• aggressive opportunistic
• AIDS related
• diseases conditions
• Immunodeficiency virus
• Several studies
• antiretroviral drugs