TAILIEUCHUNG - Postal Savings and the Provision of Financial Services: Policy Issues and Asian Experiences in the Use of the Postal Infrastructure for Savings Mobilization

To begin with, all of the groups that CARE established in 1991 are still functioning; the members are still accumulating savings – now larger amounts – and taking and repaying loans with interest. In fact, following the women’s lead, men in these villages have now started their own VSLAs. And young people, who 18 years ago were infants and toddlers clinging to their mothers during group meetings, have also started VSLAs of their own. When Ms. Mamane visits these villages today, she is warmly welcomed. “The women tell me that since we started these groups their lives have. | Economic ST ESA 2001 DESA Discussion Paper No. 22 Social Affairs Postal Savings and the Provision of Financial Services Policy Issues and Asian Experiences in the Use of the Postal Infrastructure for Savings Mobilization Mark J. Scher December 2001 United Nations DESA Discussion Paper Series DESA Discussion Papers are preliminary documents circulated in a limited number of copies and posted on the DESA web site http esa to stimulate discussion and critical comment. This paper has not been formally edited and the designations and terminology used do not imply the expression of any opinion whatsoever on the part of the United Nations Secretariat. Citations should refer to a Discussion Paper of the United Nations Department of Economic and Social Affairs. Mark J. Scher Acknowledgements Mark J. Scher has been coordinating a project on postal savings with Keio University Tokyo on behalf of the Department of Economic and Social Affairs where he has been an Economic Affairs Officer in the Finance and Development Branch Development Policy Analysis Division Department of Economic and Social Affairs. The views and interpretations in this paper are those of the author and do not necessarily represent the views of the United Nations. Comments should be addressed to the author at the United Nations Room DC2-2112 New York NY 10017 e-mail scher@ . Additional copies of the paper are available from the same address. I am grateful for the generous and substantial support of Keio University in funding this research project through a grant from the Japanese Ministry of Education and Culture. The paper benefited from discussions with officials and experts in many countries and the Universal Postal Union. I also express appreciation to colleagues in DESA and the many interns who have assisted him in the preparation of this paper. Although I benefited from the assistance of a great many people in writing this paper I claim all of its shortcomings as my .

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