TAILIEUCHUNG - Health Insurance and Financial Assistance for the Cancer Patient

Under the SRA and cuts specified in the 2008 farm bill, the reimbursement rate for A&O expenses averaged 18% of total premiums in 2009. 16 This means that for every $100 in premiums collected, the companies receive a reimbursement of $18 from the federal government. The reimbursement rate varies by insurance product, depending on whether it is for a yield-based or a revenue insurance product. The SRA places a maximum for A&O reimbursements at $ billion per year (adjusted annually for inflation) and a minimum at $ billion. The cap controls government costs when crop prices rise (price levels directly. | Health Insurance and Financial Assistance for the Cancer Patient Thinking about money When you re diagnosed with cancer money is usually not the first thing that comes to mind You might not want to think about money right now but it could become a problem. Some people must work out money issues before they can even start treatment. For others it becomes a problem after treatment begins. Either way it takes time and energy to manage your medical bills insurance and finances when you have cancer. Financial resources are available to help people with cancer deal with the mounting costs that come with this disease. These resources can be health insurance government programs disability benefits aid from voluntary organizations and living benefits from life insurance policies including viaticals these will be explained later on . Even if you have health insurance you will soon find out that it doesn t cover everything. And even if you are well-insured cancer can cause financial problems. If you have no health insurance it can be really scary. But there are some other options you might want to think about. Here we will cover Private health insurance Government-funded insurance plans Options if you are uninsured Financial issues and possible sources of help Other resources Insurance options began changing quickly when the new Affordable Care Act ACA was signed into law in March 2010 and most of its requirements should be in place as of 2014. At that point there will be more safeguards for the person with cancer. But even after that the health care landscape may still be shifting for some time. Call us anytime at 1-800-227-2345 for the most up-to-date information. Private health plans Health insurance coverage helps with the medical costs that come with the diagnosis and treatment of an illness. It s important to have and keep good medical coverage. This can help you avoid major money problems. Many people have private insurance through employee group plans or individual .

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