TAILIEUCHUNG - Lecture Electronic commerce - Chapter 12: Electronic Payment Systems

Lecture Electronic commerce - Chapter 12: Electronic Payment Systems learning objectives: Understand the shifts that are occurring with regard to noncash and online payments. Discuss the players and processes involved in using credit cards online. Discuss the different categories and potential uses of smart cards. Discuss various online alternatives to credit card payments and identify under what circumstances they are best used. | Chapter 12 Electronic Payment Systems 2008 Pearson Prentice Hall Electronic Commerce 2008 Efraim Turban et al. Learning Objectives 1. Understand the shifts that are occurring with regard to noncash and online payments. 2. Discuss the players and processes involved in using credit cards online. 3. Discuss the different categories and potential uses of smart cards. 4. Discuss various online alternatives to credit card payments and identify under what circumstances they are best used. 12-2 Learning Objectives 5. Describe the processes and parties involved in e-checking. 6. Describe payment methods in B2B EC including payments for global trade. 7. Discuss electronic bill and invoice presentment and payment. 8. Understand the sales tax implications of e-payments. 12-3 The Payment Revolution Some crucial factors come into play in determining whether a particular method of e-payment achieves critical mass Independence Interoperability and portability Security Anonymity Divisibility Ease of use Transaction fees Regulations 12-4 The Payment Revolution Using Payment Cards Online payment card Electronic card that contains information that can be used for payment purposes Payment cards come in three types Credit cards Charge cards Debit cards 12-5 The Payment Revolution Processing Cards Online authorization Determines whether a buyer s card is active and whether the customer has sufficient funds settlement Transferring money from the buyer s to the merchant s account 12-6 The Payment Revolution Three basic configurations for processing online payments. Merchants may Own the payment software Use a point of sale system POS operated by an acquirer payment service provider PSP A third-party service connecting a merchant s EC systems to the appropriate acquirers. PSPs must be registered with the various card associations they support Use a POS operated by a payment service provider 12-7 The Payment Revolution The key participants in processing card payments online include .

• Thương mại điện tử
• Lecture Electronic commerce
• Electronic commerce
• Online payments
• Discuss electronic bill
• Payment card
• Processing Cards Online
• Lecture Electronic Commerce (E Commerce)
• Electronic Commerce (E Commerce)
• Bài giảng Thương mại điện tử
• Retailing in Electronic Commerce
• E tailing business models
• Online employment market
• Electronic Commerce Payment Systems
• Credit cards online
• Stored value cards
• Marketing in E Commerce
• Advertising in E Commerce
• Building one to one relationships
• Pure versus partial EC
• EC organizations
• Brick and mortar organizations
• Products and Services
• Describe online
• Describe electronic retailing
• Employment market
• B2B E Commerce
• B2B models
• Sell side marketplace
• Sell side intermediaries
• E Commerce security
• Fraud protection
• Protection EC networks
• Justification of Electronic Commerce
• Describe some economic principles
• Investment categories
• EC activities
• EC processes
• e marketplaces
• Intellectual property law
• Free speech issues
• Business ethics
• Monitoring employees
• Order fulfillment
• Supply chain
• EC support services
• Business Environment
• Business models
• Business networks
• Electronic market
• Private E Markets
• Describe the B2B field
• Group purchasing models
• Describe other procurement methods
• E Supply Chains
• Collaborative Commerce
• Corporate Portals
• Describe collaborative planning
• Innovative EC Systems
• E Government
• Consumer to Consumer Commerce
• Describe online publishing
• Mobile Computing
• Define mobile commerce
• Personal digital assistant
• Wireless mobile computing
• Information assurance
• Security Survey
• CIA security triad
• EC Security Policies
• E Commerce Strategy
• Global EC
• Planning process
• Business plan
• Building E Commerce Applications
• B2C Storefronts
• E Procurement
• Negotiating online
• Discuss competition
• Describe electronic catalogs
• Consumer behavior
• Market research
• Describe consumer market
• Describe Internet marketing
• Describe permission marketing
• B2B Exchanges
• Define dynamic trading
• Discuss B2B networks
• Public exchange
• Ownership of Exchanges
• Dynamic Trading
• E Auctions
• Bartering and Negotiations
• Describe forward
• Reverse auctions
• Describe bartering
• Reverse logistics
• Administrative activities
• Global Logistics Systems