TAILIEUCHUNG - An empirical examination of liquidity risk management with special reference to Vijaya bank

Liquidity is a matter of cash flow as they pass through the balance sheet and income statement on continues basis. Liquidity risk present when, for whatever reason, this flow is endangered, if there is a demand for cash, particularly if it comes from outside the organization, it must be satisfied. | An empirical examination of liquidity risk management with special reference to Vijaya bank International Journal of Management IJM Volume 6 Issue 11 Nov 2015 pp. 01-18 Article ID IJM_06_11_001 Available online at http IJM JType IJM amp VType 6 amp IType 11 ISSN Print 0976-6502 and ISSN Online 0976-6510 IAEME Publication _ AN EMPIRICAL EXAMINATION OF LIQUIDITY RISK MANAGEMENT WITH SPECIAL REFERENCE TO VIJAYA BANK Dr. Shivakumar Deene Assistant Professor of Commerce Central University of Karnataka Kadaganchi Aland Road Gulbarga-585311 Karnataka India Key words Risk Management Vijaya Bank and Liquidity Cite this Article Dr. Shivakumar Deene. An Empirical Examination of Liquidity Risk Management with Special Reference to Vijaya Bank. International Journal of Management 6 11 2015 pp. 01-18. http IJM JType IJM amp VType 6 amp IType 11 1. INTRODUCTION Liquidity is a matter of cash flow as they pass through the balance sheet and income statement on continues basis. Liquidity risk present when for whatever reason this flow is endangered if there is a demand for cash particularly if it comes from outside the organization it must be satisfied. The objective of liquidity risk management is to understand how cash flows are moving within an organization to identify the existence and location of cash flow strains by measuring liquidity pressures and to take corrective actions to prevent these pressures from growing liquidity needs Taylor 2001 . Liquidity needs usually determined by the construction of a maturity ladder that comprises accepted cash flow over a series of specified time periods. The difference between the inflows and outflows in each period . the excess or deficit of funds is a starting point to measure a banks future liquidity access or shortfall at any given time. Once liquidity needs had been determined a bank must decide how to fulfil

• Ngân hàng - Tín dụng
• Matter of cash flow
• Balance sheet and income statement
• Liquidity risk management
• Cash flow strains
• Construction of a maturity ladder