TAILIEUCHUNG - Valuation and assessment of customers in banking industry using data mining techniques

This paper uses Decision Tree, K-nearest neighbor (KNN), Support Vector Machine (SVM), Naive Bayes, and Logistic Regression for data categorization to estimate credit ranking of bank customers in one of major banks in Middle East. | Valuation and assessment of customers in banking industry using data mining techniques International Journal of Data and Network Science 3 2019 93 102 Contents lists available at GrowingScience International Journal of Data and Network Science homepage ijds Valuation and assessment of customers in banking industry using data mining techniques Behrooz Asareha and . Ghaelia a Department of Commerce and Business Administration New Westminster BC Canada CHRONICLE ABSTRACT Article history One of the primary concerns in most financial institutions to have an appropriate method for rank- Received September 17 2018 ing customers. Bank customers are the primary sources of creating income and the success of Received in revised format Octo- banking industry depends on how to select good customers for allocation of loans. This paper uses ber 29 2018 Decision Tree K-nearest neighbor KNN Support Vector Machine SVM Naive Bayes and Accepted December31 2018 Available online Logistic Regression for data categorization to estimate credit ranking of bank customers in one of December31 2018 major banks in Middle East. The results indicate that Logistic Regression was considered as the Keywords best method for ranking customers with the precision of while Decision Tree was consid- Data mining ered as the weakest technique with the precision of . Logistic regression Bank customer 2019 by the authors licensee Growing Science Canada. 1. Introduction Customers assessment is essential in providing a clear picture of the status and the ability of the client to timely fulfil their obligations preventing them from overuse of resources and falling into the financial crisis Bosch amp Steffen 2011 . Credit valuation is a process in which each borrower is assigned a quantity that represents an estimate of his her future performance in repaying his her loan Durand 1941 . Vali- dation models are mathematical models that according to the characteristics of the .

• Kĩ thuật Viễn thông
• K nearest neighbor
• Support Vector Machine
• Banks in Middle East
• Credit ranking of bank customer
• Data mining techniques
• Data Mining
• Alternative Techniques
• training data
• Simple models
• Logistic regression
• Decision trees
• Knowledge discovery from data
• Database systems
• Data warehouses
• Web search engines
• Basic statistical descriptions of data
• Pixel Oriented visualization techniques
• Ebook Data Mining Practical
• Machine Learning Tools
• Data Mining Practical
• Weka machine learning workbench
• Introduction to Weka
• Extensions and applications
• Summary of Computer sciense Doctoral Thesis
• Computer sciense Doctoral Thesis
• Mining decision laws on the data block
• Block’s slice algorithm
• Lecture Data mining
• Bài giảng Khai thác dữ liệu
• Text databases
• Information retrieval techniques
• Full text scanning
• Vector space model
• Data mining concepts
• Basic data mining concepts
• Cơ sở dữ liệu
• Khai phá dữ liệu
• Khai thác dữ liệu
• Công nghệ thông tin
• International Journal of Computer Science & Communication Networks
• Feature specific criminal mapping
• Generalized gaussiun mixture model
• Mapping the criminal
• The suspect table
• Various clustering techniques in data mining
• Various clustering technique
• The inter cluster similarity
• Minimizing the inter cluster similarity
• Decision tree induction
• Bayes classification methods
• Rule Based classification
• Bayesian belief networks
• Probabilistic model based clustering
• Heart Disease Prediction
• Feature selection
• Infinite Latent Feature Selection
• HD symptoms
• International Journal of Computer Networks and Communications Security
• Social data visualization web site
• Rabid Miner and Tableau
• Visuals and graphs
• Two important techniques
• kinh doanh
• quản trị kinh doanh
• quản trị doanh nghiệp
• nghiên cứu khách hàng
• sự đo lường khách hàng
• bài viết học thuật
• Neural Network
• Thực hành với Matlab
• ứng dụng của thuật toán học
• ứng dụng matlab
• mạng Neural
• phi tuyến tính
• Single Layer
• Supervised Learning
• các lớp neuron