TAILIEUCHUNG - Consumer Finance Protection with particular focus on credit

Of course, there were some reasons for attempting to re-establish the old parity, even despite the indubitable drawbacks of such a proceeding. The decision should have been made after due consideration of the pros and cons of such a policy. The fact that the step was taken without the public having been sufficiently informed beforehand of its inevitable drawbacks, extraordinarily strengthened the opposition to the gold standard. And yet the evils that were complained of were not due to the resumption of the gold standard, as such, but solely to the gold-value of the pound having been stabilized at a higher level than corresponded to the level of prices and. | FSB FINANCIAL STABILITY BOARD Consumer Finance Protection with particular focus on credit 26 October 2011 Consumer Finance Protection with particular focus on credit Table of Contents Page Executive 1. 2. Consumer protection frameworks in the area of 3. Institutional structure and 4. Regulatory and supervisory 5. Annex A Regulatory and supervisory agencies - Annex B Regulatory and supervisory agencies - credit Annex C Regulatory and supervisory agencies - personal loans secured .25 Annex D Regulatory and supervisory agencies - personal loans unsecured .27 Annex E The existence of disclosure guidelines about product Annex F The existence of disclosure guidelines about risks to the Annex G Disclosure about incentives tied to certain Annex H The existence of standards to ensure the integrity of credit Annex I Questionnaire on consumer finance Annex J High-level Principles on Financial Consumer Annex K List of selected policy guidance from international Foreword At the Seoul Summit in November 2010 the G20 Leaders asked the Financial Stability Board FSB to work in collaboration with the Organisation for Economic Co-operation and Development OECD and other international organisations to explore and report back by the November 2011 Summit options to advance consumer finance At the request of the French Presidency G20 Finance Ministers and Central Bank Governors subsequently complemented this call by asking the OECD the FSB and other relevant international organisations to develop common principles on consumer protection in the field of financial services by our October meeting. 2 To meet these G20 calls the FSB led the preparation of the report and the OECD led the development of the principles see Annex J . FSB members agreed that the FSB .

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