TAILIEUCHUNG - Bank of America Environmental Progress Report

As one of the world’s largest financial institutions, Bank of America understands the powerful role it can play in addressing the private- sector financing and economies of scale needed to build a low- carbon economy. That’s why we have made commitments to align our financial products and services to the burgeoning market for low-carbon energy, including wind, solar, biomass, nuclear and other emerging technologies. Our goal is to serve all customer audiences — from large corporate clients and institutional investors to individual consumers and small businesses. That’s the cornerstone of Bank of America’s environmental strategy. At the same time, we have taken. | Bank of America Environmental Progress Report 2010 Our 10-year 20 billion commitment is addressing climate change and helping to set opportunity in motion. Bankof America ABOUT THIS REPORT As one of the world s largest financial institutions Bank of America understands the powerful role it can play in addressing the privatesector financing and economies of scale needed to build a low-carbon economy. That s why we have made commitments to align our financial products and services to the burgeoning market for low-carbon energy including wind solar biomass nuclear and other emerging technologies. Our goal is to serve all customer audiences from large corporate clients and institutional investors to individual consumers and small businesses. That s the cornerstone of Bank of America s environmental strategy. At the same time we have taken measurable action to reduce the environmental impact of our own operations an effort that encompasses the ongoing integration of Merrill Lynch. We re helping communities by building environmentally sustainable affordable housing and making schools and government buildings more energy efficient. We are also advancing the important work of environmental groups by providing direct philanthropic support. Our stakeholders should know that our environmental business initiative is a program of continuous improvement. There is much we have done. But we also know there is much more we can do. Readers will find examples of both in this report a reflection of our commitment to transparency in reporting on our environmental policies practices and initiatives. We re excited to tell our story because we know the transition to renewable and low-carbon energy can drive global economic recovery by creating new businesses technologies and jobs. This report is intended to provide stakeholders clients customers non-governmental organizations NGO s associates and all those concerned about global climate change with an update on our progress toward our .

• Môi trường
• financial institutions
• low carbon energy
• including wind
• solar
• biomass
• nuclear audiences
• Financial markets
• Lecture Financial markets and institutions
• Financial institutions markets
• Risks at financial institutions
• Market risk
• Savings institutions
• Credit unions
• Commercial banks
• Financial statements
• Financial markets and institutions
• Interest rates change
• Financial institutions exist
• Central banking
• Capital markets
• Money markets
• Interest rate fundamentals
• Interest rates
• Security valuation
• Federal reserve system
• Monetary policy
• Money market yields
• Bond markets
• Municipal bonds
• Mortgage markets
• Primary mortgage market
• Stock markets
• Common stock
• Foreign exchange markets
• Foreign exchange
• Derivative securities markets
• Futures markets
• Commercial bank liabilities
• Regulation of commercial banks
• Deposit guarantee funds
• Insurance companies
• Life insurance companies
• Securities firms
• Investment banks
• Mutual funds
• Hedge funds
• Pension funds
• Private pension funds
• Managing credit risk
• Balance sheet
• Managing liquidity risk
• Managing interest rate risk
• Insolvency risk
• Managing risk
• Loan sales
• Managing risk off the balance sheet