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In each round, we looked for validation that the notice provided enough of a context, elicited comprehension of its purpose, and allowed for the ability to compare sharing practices. The interviews had two parts, one unstructured and one structured. In the unstructured portion of the interview, we asked participants to talk aloud about what they were reading or looking at and to talk simultaneously about their reactions to each part of the notice. This unstructured and unprompted portion of the interview allowed us to capture users’ initial reactions— including areas they responded well to, areas that they did not understand,. | United States Solid Waste And EPA 510-B-00-003 Environmental Protection Emergency Response January 2000 Agency 5401G www.epa.gov oust ÃEPA Financial Responsibility For Underground Storage Tanks A Reference Manual Overview of Financial Responsibility FR . Requirements ExplanationOf How Each FR Mechanism Works Owner And Implementing Agency Responsibilities For Each FR Mechanism Glossary Printed on Recycled Paper Disclaimer This document provides guidance to State and EPA personnel in understanding and reviewing financial responsibility documentation used to comply with the Federal financial responsibility regulations 40 CFR Part 280 Subpart H . It is intended solely for the education and assistance of State and EPA personnel. This document is not a substitute for EPA regulations nor is it a regulation itself. This it does not impose legally binding requirements on EPA States or the regulated community. The Web sites and other non-EPA references are for informational purposes only and we cannot guarantee the accuracy of the information. TABLE OF CONTENTS Page 1. INTRODUCTION . 1 2. OVERVIEW OF FINANCIAL RESPONSIBILITY REQUIREMENTS. 5 3. FINANCIAL RESPONSIBILITY USING THE FINANCIAL TEST OF SELFINSURANCE .25 4. FINANCIAL RESPONSIBILITY USING THE CORPORATE GUARANTEE. 51 5. FINANCIAL RESPONSIBILITY USING INSURANCE. 83 6. FINANCIAL RESPONSIBILITY USING SURETY BONDS . 111 7. FINANCIAL RESPONSIBILITY USING IRREVOCABLE STANDBY LETTERS OF CREDIT . 127 8. FINANCIAL RESPONSIBILITY USING STATE-REQUIRED MECHANISMS . 147 9. FINANCIAL RESPONSIBILITY USING STATE FUNDS. 153 10. FINANCIAL RESPONSIBILITY USING TRUST FUNDS. 165 11. USING STANDBY TRUST FUNDS WITH OTHER MECHANISMS TO DEMONSTRATE FINANCIAL RESPONSIBILITY. 181 12. FINANCIAL RESPONSIBILITY USING THE LOCAL GOVERNMENT BOND RATING TEST. 193 13. FINANCIAL RESPONSIBILITY USING THE LOCAL GOVERNMENT FINANCIAL TEST. 211 14. FINANCIAL RESPONSIBILITY USING A LOCAL GOVERNMENT OR STATE GUARANTEE.229 15. FINANCIAL RESPONSIBILITY USING A .