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Schools choose which federal loan program they will offer to their students and can participate in both. Although a school may provide loans through both the Direct Loan Program and FFELP, the administrative processes are different under each program, with Direct Loan schools assuming additional responsibilities. Under both processes, schools collect and provide data on whether borrowers are eligible to receive loans. Also, schools in both loan programs must counsel students on the responsibilities of borrowing and can use either written materials, an audiovisual presentation, or a Web site | Australian Government National Health and Medical Research Council Evidence-based Management of Acute Musculoskeletal Pain A Guide for Clinicians Australian Acute Musculoskeletal Pain Guidelines Group Evidence-based Management of Acute Musculoskeletal Pain A Guide for Clinicians Australian Acute Musculoskeletal Pain Guidelines Group AUSTRALIAN ACADEMIC PRESS PTY LTD PUBLISHERS FOR THE BEHAVIOURAL SCIENCES Project Overview Funding and Participants This guide is derived from an evidence review Evidence-based Management of Acute Musculoskeletal Pain available online at www.nhmrc.gov. au undertaken by the Australian Acute Musculoskeletal Pain Guidelines Group 2003 . The evidence review was submitted to the National Health and Medical Research Council NHMRC and was approved by the Council in June 2003. This guide summarises the findings of the evidence review and provides information sheets for consumers. The evidence review was coordinated by the University of Queensland funded by the Commonwealth Department of Health and Ageing and approved by the following organisations Australian and New Zealand College of Anaesthetists Faculty of Pain Medicine Australian Osteopathic Association Australian Physiotherapy Association Australian Rheumatology Association Chiropractic and Osteopathic College of Australasia Chiropractors Association of Australia Consumers Health Forum of Australia Royal Australian College of General Practitioners. Disclaimer Every attempt has been made to locate the most recent scientific evidence. Judgment is necessary when applying evidence in a clinical setting. It is important to note that weak or insufficient evidence does not necessarily mean that a practice is inadvisable but may reflect the insufficiency of evidence or the limitations of scientific investigation. This document is intended as a guide to practice. The ultimate decision of how to proceed rests with the clinician and the patient and depends on individual circumstances and beliefs .