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The United Kingdom’s Child Trust Fund policy, imple- mented in 2005, opens an account for every newborn. 11 The government mails parents/guardians a £250 voucher upon a child’s birth. (Children from lower-income house- holds receive an additional £250). The parent/guardian then takes the voucher to a bank and uses the voucher to open a savings account on behalf of the child. If the parent/guardian does not redeem the voucher after one year, an account is automatically opened on behalf of the child. (Parents/guardians can choose to open a savings account or an account that invests in shares. This decision depends, in part, on. | College Savings Bank CollegeSure CD Product Disclosure Dated as of July 1 2010 Member FDIC College Savings Bank Save for college today at a fraction of tomorrow prices. The CollegeSure CD is designed to meet the future cost of college. Offered exclusively by College Savings Bank the CollegeSure CD features the flexibility of 1 to 22 year maturities. Your child s future higher education will remain secure with FDIC insurance and principal protection on every CollegeSure CD. There is no smarter way to save for college The CollegeSure CD is. similar to a college cost prepayment product. It pays an annual percentage yield tied to the rise in college costs. affordable with multiple deposit options. You may mail deposits of as little as 250 or enroll in direct deposit. Direct deposits from your bank or brokerage account FDIC insured up to 250 000 per depositor so your principal is protected. start as low as 100 a month. Payroll direct deposits are as little as 25 per pay period. free of enrollment fees or other management charges that may erode your return on investment. flexible with maturities ranging from 1 to 22 years. Trustworthy. With a 23 year history the CollegeSure CD has a proven track indexed to the rising cost of college. For the past 25 years the annual college inflation rate has ranged from a high of 14.35 to a low of 4.15 . For the last 10 years the college inflation rate has averaged more than 5.31 a year. record of helping families like yours save designed for families that already know what is important. Unlike the CollegeSure CD many other college investments can lose value and for the future. leave your child s college education underfunded. How does the CollegeSure CD work The CollegeSure CD has been helping families fund higher education for more than 23 years and serves as the flagship product for several state sponsored 529 Plans. Each year the CollegeSure CD earns an annual percentage yield tied to the college inflation rate as measured by the .
